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What is Credit?

In its simplest terms, the definition of credit is money that you borrow now and pay back later at an agreed upon time. But don't just think of credit in terms of receiving money; when you receive goods or services without paying cash, you are also receiving them on credit.


Ways you are extended credit:


  • Heating and air conditioning bills
  • Cellular carrier
  • Car loans
  • Student loans
  • Retail and major credit cards
  • Mortgages
  • Personal loans