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Easy Ways to Cut Expenses 

Try these everyday tips to cut your expenses and save money:


At Work:

  • Bringing your lunch, or even just snacks, can add up to big savings
  • Instead of paying $4 for a latte, make your morning coffee at home
  • Look for clothing that doesn't need to be dry cleaned


At Home:

  • If you always use your cell phone, you may not need a home phone
  • Turn your thermostat up and your lights off when you leave
  • Reuse and recycle everything, from plastic baggies to food containers
  • Rethink paper napkins and paper towels, reducing waste reduces expenses
  • Lower the temperature on your hot water heater
  • Use your clothes dryer minimally; hang clothes to dry
  • Unplug appliances when you are not using them. Even when turned off, appliances can consume energy, raising your bill



  • Proper tire inflation can add three miles per gallon of gas and extend the life of your tires
  • Call ahead to find items instead of driving from store to store
  • Empty your trunk of heavy items and you can save $200 a year in fuel costs
  • Car pool whenever possible