Terms and Conditions

By submitting this Loan application, I/we acknowledge that I/we have read the legal information and the privacy policy. I/we authorize OneMain Financial to receive and exchange information and investigate the references and data collected pertinent to my/our creditworthiness. I/We represent that the information I/we have given OneMain Financial regarding my/our financial condition is complete and correct and that I/we have no present intention to file for bankruptcy. I/We will notify OneMain Financial of any material adverse change in my/our financial condition.

I/We expressly grant OneMain Financial the authority to call and/or e-mail me/us with questions related to this application and share information about other products & services available.

If you are applying for a joint account, you and the co-applicant acknowledge it is your intent to apply for a joint account at your loan closing.

A consumer report is usually obtained and reviewed in the evaluation of an application. Upon request, you and the co-applicant, if applicable, will be informed whether a consumer report was requested and of the name and address of the credit reporting agency furnishing any such report. Subsequent consumer reports may be requested and used in connection with an update, renewal or extension of credit.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. We appreciate your cooperation.

OneMain Financial, Inc. (DE)-NMLS* No. 397340: AL, AZ: Mortgage Banker License No. BK 0918173, CO: Telephone: 1.877.305.2484, regulated by the Division of Real Estate., DE, FL, GA: Georgia Residential Mortgage Registrant No. 31967, principal office, 300 St. Paul Place, Baltimore, MD 21202,ID, IL: Illinois Residential Mortgage Licensee, IN, IA, KS, KY, LA, ME, MD, MA: Mortgage Lender License Nos. ML 397340, ML 397340-100, ML 397340-101, ML 397340-102, ML 397340-103, ML 397340-104, ML 397340-105, ML 397340-106, ML 397340-107, ML 397340-108, ML 397340-109, ML 397340-110, ML 397340-111, ML 397340-112, ML 397340-113, MS: Licensed by the Mississippi Department of Banking and Consumer Finance; principal office 300 St. Paul Place, Baltimore, MD 21202, MO, MT, NE. OneMain Financial, Inc.: NH: doing business as OneMain Financial-Licensed by the New Hampshire Banking Department. CA: Loans made or arranged pursuant to Department of Corporations California Finance Lenders License.

NJ: Licensed Mortgage Banker - New Jersey Department of Banking and Insurance; principal office, T.J. Maxx Plaza, 1350 Hooper Avenue, Suite 4-A, Toms River, NJ 08753, Telephone: 888/521-4878, NM, NY: Licensed Mortgage Banker - New York State Banking Department, NC, ND, OH, OK, PA: Licensed by the Pennsylvania Banking Department, SC, SD, TX, UT, VT, VA, WY.

OneMain Financial, Inc. (HI)-NMLS No. 398642: CA: Loans made or arranged pursuant to Department of Corporations California Finance Lenders License, OR, WA.

OneMainFinancial Services, Inc. (MN)-NMLS No. 399820: KY, MI, MN, NC, WI.

OneMain Financial, Inc. (WV)-NMLS No. 398644: TN, WV, VA: License no. MC-5561, OneMain Financial (WV), Inc., licensed by the Virginia State Corporation Commission.

CitiFinancial, Inc. HI: - NMLS No. 197165.

*NMLS refers to Nationwide Mortgage Licensing System

Rev. 06-15-2012