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Terms and Conditions

By submitting this Loan application, I/we acknowledge that I/we have read the legal information and the privacy policy. I/we authorize OneMain Financial to receive and exchange information and investigate the references and data collected pertinent to my/our creditworthiness. I/We represent that the information I/we have given OneMain Financial regarding my/our financial condition is complete and correct and that I/we have no present intention to file for bankruptcy. I/We will notify OneMain Financial of any material adverse change in my/our financial condition.

I/We expressly grant OneMain Financial the authority to call and/or e-mail me/us with questions related to this application and share information about other products & services available.

If you are applying for a joint account, you and the co-applicant acknowledge it is your intent to apply for a joint account at your loan closing.

A consumer report is usually obtained and reviewed in the evaluation of an application. Upon request, you and the co-applicant, if applicable, will be informed whether a consumer report was requested and of the name and address of the credit reporting agency furnishing any such report. Subsequent consumer reports may be requested and used in connection with an update, renewal or extension of credit.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT AT ONEMAIN FINANCIAL.

To help the United States Government fight terrorism and money laundering, Federal law requires us to obtain, verify, and record information that identifies each person that opens an account.

What this means for you: when you open an account, we will ask for your name, a street address, date of birth, and an identification number, such as a Social Security number, that Federal law requires us to obtain. We may also ask to see your driver's license or other identifying documents that will allow us to identify you. We appreciate your cooperation.

About OneMain Financial

OneMain Financial, Inc. - NMLS* No. 397340: AL, AZ: Mortgage Banker License No. BK 0918173, CO: Telephone: 1.877.305.2484, regulated by the Division of Real Estate., DE, FL, GA: Georgia Residential Mortgage Registrant No. 31967, principal office, 300 St. Paul Place, Baltimore, MD 21202,ID, IL: Illinois Residential Mortgage Licensee, IN, IA, KS, KY, LA, ME, MD, MS: Licensed by the Mississippi Department of Banking and Consumer Finance; principal office 300 St. Paul Place, Baltimore, MD 21202, MO, MT, NE, NH: doing business as OneMain Financial-Licensed by the New Hampshire Banking Department, NJ: Licensed Mortgage Banker - New Jersey Department of Banking and Insurance; principal office, T.J. Maxx Plaza, 1350 Hooper Avenue, Suite 4-A, Toms River, NJ 08753, Telephone: 888/521-4878, NM, NY: Licensed Mortgage Banker - New York State Banking Department, NC, ND, OH, OK, PA: Licensed by the Pennsylvania Banking Department, SC, SD, TX, UT, VT, WY.

OneMain Financial, Inc. - NMLS No. 398642: CA: Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License, OR, WA.Department, NC, ND, OH, OK, PA: Licensed by the Pennsylvania Banking Department, SC, SD, TX, UT, VT, VA, WY.

OneMain Financial Services, Inc. - NMLS No. 399820: KY, MI, MN, WI.

OneMain Financial, Inc. - NMLS No. 398644: TN, WV, VA: License no. MC-5561, OneMain Financial (WV), Inc., licensed by the Virginia State Corporation Commission.

OneMain Financial (HI), Inc. - NMLS No. 197165: HI

*NMLS refers to Nationwide Mortgage Licensing System

Rev. 8-12-2013

National Mortgage Licensing System Consumer Access website: www.nmlsconsumeraccess.org