• You are a resident of the United States. Note: OneMain Financial cannot accept applications from residents in Alaska, Arkansas, Connecticut, Nevada, Rhode Island or Washington, D.C. If you reside in one of these states, click here for loan options.
• You are at least 18 years old. (Alabama and Nebraska residents must be at least 19 years old.)
• You have NOT filed for bankruptcy
• You have some established credit history (based on our minimum standard credit criteria).
• You have the ability to make monthly payments in order to pay off your loan.
• You need the loan for personal, family or household purposes.*

To qualify for a OneMain Financial Home Equity Loan or a First Mortgage Refinance Loan, you must also be the owner of the property securing the loan, and the property must be your primary home.

Interest rates are based on various factors, which include your income, credit score and payment history.

*OneMain Financial loans are not available for business purposes