OneMain Financial Online Privacy Statement

 

Our Online Privacy Statement describes how we may collect, use and share information you provide when you visit this website, receive our emails or interact with advertisements we have on third-party websites. 

 

Our Online Privacy Statement does not cover:

 

• Information collected and used on OneMain Financial social media sites
• Information collected on the websites of our OneMain Financial affiliates
• Information you provide to the websites on which we advertise and place links

 

We encourage you to read the privacy policies on these sites.

 

1.  What Information Do We Collect?

 

We collect two types of online information:  non-personal and personal.

 

Non-Personal Information

 

When you visit our site, we collect the IP address of the device you use to connect to the Internet.  In addition, we gather information such as what browser and which version of it you're using, the type of operating system you have, and which site you came from.  This information helps us provide an online experience that matches your device. 

 

When you browse our site or receive one of our emails, OneMain Financial and companies we work with use cookies and / or pixel tags to collect information and store your online preferences.  Cookies are widely used and most browsers are set up to accept them automatically.  If you would prefer, you can choose to not accept cookies. 

 

It's important to note that cookies and pixel tags do not capture any information that can personally identify you.  The information they gather helps us improve your online experience and may include:

 

• Your response to one of our emails
• Time and duration of your visit to our site
• Pages you viewed while on our site

We may also supplement the information we collect with information we receive from other companies.  For example, we may use marketing segments developed by us or other companies to customize certain services to your local area and provide relevant OneMain Financial offers tailored to you.

 

Personal Information

 

In addition to the information described in the previous section, we may also gather personal information that you provide to us such as your name, address, phone number and email.  Collecting this information enables us to offer you online experiences that help you with your financial needs.  For example, we collect personal information when you are:

 

• Registering to manage your account online
• Applying for a loan

 

If you've enrolled in OneMain Financial online services like online account management, we collect personal information about your transactions.  Collecting this information enables us to provide you these services.

 

We collect information you provide through an online loan application at this site when you submit the completed application. The information in your online loan application includes but is not limited to, your name, address, Social Security number, telephone number, e-mail address, income and occupation.

 

If we have personal information from you, or information that's publicly available from other sources, we may use it in combination with the information that OneMain Financial has collected online.  We can use this information to better tailor and personalize our service and marketing communications with you, both online and offline.

 

The personal information you provide online is held by the OneMain Financial business that maintains your account or is processing your application for a new product or service.  You can access and/or change information in connection with your account or application by telephoning your OneMain Financial branch, signing on to your account online or telephoning customer service.  To protect your privacy, proof of identity or other authentication is required.

 

Please see our Privacy Notice, which we provide to all our customers, for a comprehensive explanation of how we collect, use and share personal information and what your can do to limit the use and sharing of your information. 

 

Email Offers

 

Customers and consumers who receive a promotional email message about our products and services may elect to not receive further promotional email messages in accordance with the instructions we provide in the promotional email message. If you elect not to receive these messages, we will retain your e-mail address solely for the purposes of facilitating your request.

 

Marketing lists

 

If you choose to be removed from our marketing lists, please telephone your OneMain Financial branch or customer service.

 

2.  How Do We Use the Information We Collect?

 

OneMain Financial uses the information we collect about and from you to manage our business and to offer an enhanced, personalized online experience on our site and third party websites.

The information we collect allows us to:

 

• Recognize you when you return to our site so we can personalize your experience
• Process loan applications, loan payments and transactions
• Respond to your requests
• Provide you relevant product and service offers on our site and in other advertising

 

3.  How Do We Use Information from Our Advertisements on Other Websites?

 

Companies we work with place and track advertisements on third-party websites.

 

Like most advertisers, we place advertisements where we think they will be most relevant to customers.  We place advertisements by developing and using our own marketing segments that may combine online and offline information about our current and prospective customers.  In addition, we may use marketing segments provided by online publishers and network advertising companies.

 

Network advertising companies that provide these services have their own privacy policies and are not subject to our Online Privacy Statement.  Many of these companies provide ways to avoid targeted advertising provided by, or through, them. 

 

4.  Can You Control Your Information That's Collected and Used Online?

 

It's important to note that the information we use about you helps us provide you with products, services and experiences that benefit you.  You have the ability to control how your non-personal information is collected and used online.  

 

Cookies

 

When you click on a link contained on this site, you may leave this site and go to another site maintained by OneMain Financial, one or more affiliates or divisions of OneMain Financial, or possibly a non-affiliated third party. Linked sites maintained by OneMain Financial, or one or more of its affiliates or divisions, may have their own cookie policies. Linked sites maintained by non-affiliated third parties may have a cookie policy different from that of OneMain Financial and/or its affiliates.

 

You can control whether to accept cookies or not.  If you decide to not accept cookies, some features and services on our site may not work properly.  In addition, the offers we provide when you visit us may not be as relevant to you or tailored to your interests. 

If you would prefer not to accept cookies, you can:

 

• Change your browser settings to notify you when receive a cookie, which lets you choose whether or not to accept it
• Set your browser to automatically not accept any cookies

 

Targeted Advertising

 

If you prefer to not receive targeted advertising, you can opt out of some network advertising programs that use your information.  To do so, please visit the NAI Opt-Out Page.  Please note that even if you choose to remove your information (opt out), you will still see advertisements while you're browsing online.  However, the advertisements you see may be less relevant to you and your interests.

 

Notice of Changes

 

From time to time, we may change this Online Privacy Statement.  The effective date of this Statement, as stated below, indicates the last time this Statement was revised or materially changed.  Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the Statement. 

 

Effective Date

 

This Statement was last modified on July 1, 2011.