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Terms and Conditions

By submitting this Loan application, I/we acknowledge that I/we have read the legal information and the privacy policy. I/we authorize OneMain Financial to receive and exchange information and investigate the references and data collected pertinent to my/our creditworthiness. I/We represent that the information I/we have given OneMain Financial regarding my/our financial condition is complete and correct and that I/we have no present intention to file for bankruptcy. I/We will notify OneMain Financial of any material adverse change in my/our financial condition.

I/We expressly grant OneMain Financial the authority to call and/or e-mail me/us with questions related to this application and share information about other products & services available.

If you are applying for a joint account, you and the co-applicant acknowledge it is your intent to apply for a joint account at your loan closing.

I/We are providing "written instructions" as set forth in the Fair Credit Reporting Act for OneMain Financial to obtain my consumer credit report and other related information from one or more consumer reporting agencies, such as TransUnion, Experian, and Equifax.

Upon request, you and the co-applicant, if applicable, will be informed whether a consumer report was requested and of the name and address of the credit reporting agency furnishing any such report. Subsequent consumer reports may be requested and used in connection with an update, renewal or extension of credit.


To help the United States Government fight terrorism and money laundering, Federal law requires us to obtain, verify, and record information that identifies each person that opens an account.

What this means for you: when you open an account, we will ask for your name, a street address, date of birth, and an identification number, such as a Social Security number, that Federal law requires us to obtain. We may also ask to see your driver's license or other identifying documents that will allow us to identify you. We appreciate your cooperation.

About OneMain Financial

OneMain Financial, Inc. (DE) - AL, AZ, CO, DE: OneMain Financial, Inc. is licensed by the Delaware State Bank Commissioner to engage in business in Delaware under license numbers: 011786, 011787, 011788, 011789, 011790, 011791. Expiration 12/31, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MS, MO, MT, NE, NH, NJ, NM, NY, NC, ND, OH, OK, PA, SC, SD, TX, UT, VA, WY.

OneMain Financial, Inc. (HI) - CA: Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License, OR, WA.

OneMain Financial Services, Inc. (MN) - KY, MI, MN, NC, WI.

OneMain Financial, Inc. (WV) - TN, WV

OneMain Financial (HI), Inc. (HI) - HI

Rev. 5-29-14

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