State
OR
ZIP Code
 
 
Find A Branch
Articles Archive

This section provides useful tips and information on a variety of financial education topics. Please note that this is not professional advice; contact a professional financial advisor to guide you.

Why What You Don't Know About Credit Scores Can Hurt You
How much do you know about credit scores? There are a lot of misunderstandings about what goes into figuring your score, what it can be used for and more. That's why it's smart to get the facts and understand credit scores better. (November 2012)

Read This Article

What Lenders Look for When Deciding if You're Creditworthy
If you're thinking about applying for a loan or credit card, it's helpful to know what lenders look for when deciding whether to approve you for credit. Once you know, you can take steps to get your finances in good shape before you put in that application. (October 2012)

Read This Article

What You Don't Know About Identity Theft Could Put You at Risk
Most people know that strange charges on their credit or debit card bill could be a sign that their identity has been stolen. There are other signs, too, and learning them is a good way to protect your financial well-being. (September 2012)

Read This Article

Is Debt Settlement the Right Solution for Your Money Problems?
If your debts have built up to the point where you cannot keep up with the payments you need to make, you might be considering debt settlement. But before you choose this option, you should learn what's involved and the serious effect it can have on your credit score. (August 2012)

Read This Article

Words to Know Before You Sign on the Dotted Line
Debt ratio. Gross income. Collateral. This sounds like a foreign language to a lot of people. But these are important terms to know and understand if you are planning to take out a loan. By learning what these and other key terms mean, you can be a smart borrower. (July 2012)

Read This Article

Why Building a Strong Credit History Matters
Many people assume that if they don't plan to take out a mortgage or apply for a credit card, they don't need to worry about establishing a credit history. But that's not true. Whether you have good credit is used in other decisions as well. (June 2012)

Read This Article

How to Turn Your Kids into Smart Savers
Saving money is one of the most important financial habits you can build. If you're a parent, the sooner you start teaching your kids to save, the more ingrained the savings habit will be. It's a great way to kick-start their financial future. (May 2012)

Read This Article

What You Need to Know about Payday Loans
Bills are piling up and you're short on cash. While payday loans might seem like a quick solution, there's a serious downside to this type of borrowing. That's why it's helpful to understand how these loans work and what alternatives are available. (April 2012)

Read This Article

What You Need to Know about Your Credit Score
Building a good credit score can make a big difference in everything from your ability to get a loan or rent an apartment to whether you're hired for a job. Learn what steps you should take to boost your score. (March 2012)

Read This Article

Get Ready for Tax Time
From W-2s and 1098s to receipts for charitable donations, there's a lot to consider at tax time. Whether you do your taxes yourself or have them prepared, this article will help you gather everything you need to get the most deductions on your taxes and make tax time less taxing. (February 2012)

Read This Article

Resolve to Get Your Finances on the Right Track
This New Year's, make a resolution to get financially fit. It's easier to get started than you think. By taking a few basic steps, you can lower your debt, live within your means, and save money. You can even get a jump on your income taxes. (January 2012)

Read This Article

Build a Strategy to Avoid Holiday Debt
It's easy to get swept away by the excitement the holidays bring. Unfortunately, that can lead to overspending and debt. But by making and following a spending plan, you can avoid post-holiday debt headaches. (November 2011)

Read This Article

Managing Debt in Hard Times
You've been doing all the right things to manage your finances. But your financial situation has changed unexpectedly and you're finding it hard to keep up. What steps should you take if you can't make payments on your debts? (October 2011)

Read This Article

Your Questions - Answered
Over the past year, you've used our feedback corner to send us questions and comments. This month, we're featuring answers to your most frequently asked questions. Maybe you'll find an answer to a question you have, or decide to share your own question or topic. (September 2011)

Read This Article

Debt Consolidation: Does It Make Sense for You?
Do you owe money on several credit cards or have auto loans and other debt you're working to pay down? In some cases, taking out one, lower interest loan to pay off those debts can save you money in the long run. Learn how to make a smart borrowing decision. (April 2011)

Read This Article

Why You're Not Making a Dent in Your Balance
Maybe you got a bit behind with your payments, but you're making up all your back payments now. So why isn't your balance getting smaller? Growing interest is the key. (March 2011)

Read This Article

Cut Costs & Find Small Savings in Your Budget
If money is tight, there could be a surprising source of extra cash right in front of you. Take a close look at your budget and you may find the extra money you need is already in there. (February 2011)

Read This Article

Don't Let Holiday Bills Throw You Off Track in 2011
January can be a tough month financially. Holiday credit card bills arrive and December's spending can put a strain on your budget. Don't let big bills overwhelm you. Here's a plan to keep them under control. (January 2011)

Read This Article

Understanding the Different Types of Credit

Not all forms of credit are created equal and it can be tough to figure out which suits your needs and situation best. Understanding the pros and cons of each form of credit can help you manage your finances better and save you money. (November 2010)

Read This Article

Are You at Risk for Identity Theft?

Nearly 9 million Americans have their identity stolen each year according to the Federal Trade Commission. Repairing the damage can take up to 5,840 hours. The best strategy is to avoid becoming a victim. Learn what you should do to safeguard your identity. (October 2010)

Read This Article

Protect Yourself from Money Scams

Get rich quick? Not likely. Most offers of easy money are actually scams designed to empty your wallet. Learn how you can spot scams and protect your money and your good credit. (September 2010)

Read This Article

Keep Back-To-School Shopping from Breaking the Bank

Pencils, books, backpacks, rulers and more. The cost of back-to-school shopping can add up quickly. But a little planning and this smart shopper strategy can help you save money and make back-to-school less painful (at least for parents!). (August 2010)

Read This Article

It's Never Too Late to Start Saving for Retirement
Whether retirement is years away or just around the corner, having a well thought out plan can make the difference between a comfortable financial situation and a tough one. The key is setting your goals and sticking to them. (July 2010)

Read This Article 

Make Home Improvements Pay
If you're planning to make home improvements, it's smart to find out which ones could mean a tax credit on your 2010 income tax bill. Learn how much you can save with updates that make your home energy efficient and more. (June 2010)

Read This Article  

Organize Your Finances: Spring Cleaning for Your Finances
Spring is a great time to dust off your budget and take a new look at your financial house. Follow these easy tips to gain better control over your money today and in the future. (May 2010)

Read This Article 

How to Build A Budget
A budget is a great way to get your finances on track. This article includes ways to build and maintain a budget that works for you. (February 2010)

Read This Article 

Debt Consolidation: Pros and Cons
Consolidation may seem like an easy answer to a hard question: how do I get out of debt? But like any financial option, you should make sure it's the right answer for you. This article discusses the advantages and disadvantages of using debt consolidation to reduce debt and pay bills. (January 2010)

Read This Article