Flexible and Simple from Application to Payment Options

Find one-on-one service and solutions that fit your needs.

Applying for a OneMain Financial loan is simple and straightforward -- from the moment you meet with your local loan specialist to the time you receive your money if approved. Every interaction -- whether at your local branch or on the phone -- is focused on your goals. Every aspect of the process is thoroughly explained along the way.

Enjoy simple and clear terms.

With a OneMain Financial loan, you'll find clear terms, no guesswork and no hidden fees. You'll be able to stay focused on what you want to achieve and, if approved, look forward to:

  • A fixed rate
  • Fixed payments and terms
  • A clear and fixed payoff date

Find out how easy it is to apply.

It starts with a simple one-page loan application and a conversation at your local branch. You can apply online at OneMainFinancial.com or in person. And if you have any questions along the way, we're here to answer them at your branch or by phone at 855-877-6246. You could get your money as soon as today if approved by noon.

Why Our Customers Are Choosing Us

OneMain Financial helped my love and I with our wedding after reuniting 20 some odd years later after high school. It was like love at first sight."

  • -- Faviola C., TX
*Testimonials taken from the 2015 Moment of Yes Sweepstakes Campaign, sponsored by OneMain Financial.

How much do you need to reach your goals?

Loan offers are subject to credit approval and other restrictions and requirements may apply. OneMain Financial loan proceeds cannot be used for college, university, or vocational expenses, including tuition, fees, and required equipment and supplies; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities. The actual loan amount and rate you qualify for will depend on your ability to meet our credit criteria including credit history, income and debts.

You just clicked on a link to a third-party website providing a product or service. OneMain Financial makes no warranties or representations of any kind with regard to the information or services provided by or through the third party websites that may be accessed by the links on this page, express or implied, arising by law or otherwise including without limitation any implied warranties of merchantibility and fitness for a particular use or purpose.
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