A personal loan can help get you back on the road.

When your car or truck needs repairs, you want to get them finished and get back in the driver's seat as soon as possible. With a fixed-rate personal loan from OneMain Financial, you can get the money you need.

Is a personal loan the best choice for you to help with auto repair expenses?

One option that can help significant auto or truck repairs fit into your budget better is a fixed-rate personal loan. Here are some of the benefits:


You can get your money quickly.

You can get your money as soon as same day if approved by noon.*
*Loan proceeds may be disbursed by check. Automated Clearing House (ACH) deposit and/or a prepaid card. Prepaid card disbursements may not be available in all states. ACH disbursements can take approximately 1 to 2 business days depending on the lime of loan closing. Prepaid card disbursements are available immediately upon activation of the prepaid card.

You?ll have fixed payments and rates.

That makes it easier to budget. You'll also have a clear date for when you should expect to pay off your loan. And there are no hidden fees or penalties for paying off your loan early.

The application is straightforward.

There are three convenient ways you can apply: online, at your local OneMain Financial branch or by phone at 855-877-6246. If you have questions while you're filling out your application, we're here and ready to help.

You'll help build your credit.

When you make all your loan payments on time and pay off your loan as scheduled, you can help strengthen your credit.

You can pay for car and truck repairs with your credit card, but before you choose that option, there are some things you should consider. Because various factors can influence the minimum monthly payment on a credit card, the minimum payment can change each month. A changing minimum payment can make it harder to budget. Because a personal loan with OneMain Financial offers a fixed rate and fixed monthly payment, budgeting can be easier.

Benefits of a Personal Loan

From transmissions to timing belts, we've got the solution.


You can use a personal loan to pay for many types of car or truck repairs, including:

  • New transmission
  • Body Work
  • Timing Belt
  • New Tires
  • Brake Job
  • New Fuel Pump
  • AC/Heating Repairs

Choose a loan that fits your life.


A fixed-rate personal loan from OneMain Financial can make paying for car and truck repairs more affordable. Pick the payment option that works for you and choose your monthly due date. There are five convenient ways to pay - online, AutoPay, by mail, by phone or at your local branch.

How much do you need to reach your goals?

Loan offers are subject to credit approval and other restrictions and requirements may apply. OneMain Financial loan proceeds cannot be used for college, university, or vocational expenses, including tuition, fees, and required equipment and supplies; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities. The actual loan amount and rate you qualify for will depend on your ability to meet our credit criteria including credit history, income and debts.

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