A fixed payment loan helps you fit home repairs into your budget.

When you need to make home repairs or replace a major applaince, you want to find a solution fast. A personal loan from OneMain Financial can help you get the money to make those repairs or purchases.

Is a loan for home repairs is a smart option for you?

When something around your home needs to be replaced or repaired, a fixed rate and payment personal loan from OneMain Financial can help you get the money you need. Here's how:


Get your money quickly.

You can get your money as soon as same day if approved by noon.*
*Loan proceeds may be disbursed by check, Automated Clearing House(ACH) deposit, and/or a Prepaid Card.Prepaid card disbursements may not be available in all states.ACH disbursements can take approximately 1 to 2 business days depending on the time of loan closing.Prepaid card disbursements are available immediately upon activation of the prepaid card.

Applying is straightforward.

There are three convenient ways to apply-online, at your local OneMain Financial branch, or by phone at 855-757-MAIN. Choose the one that's best for you.

Your rate and payment are fixed.

That can make budgeting a lot easier. You'll also have a clear date for when you should expect to pay off your loan.

There are no surprises.

There are no hidden fees or penalties for paying off your loan early.

You'll help build your credit.

When you make all your loan payments on time and pay off your loan as scheduled, you can help strengthen your credit.

Benefits of a Personal Loan

From refrigerators to roof repairs, we're here to help.


You can use your personal loan to pay for repairs or purchases you need to make around the house, including:

  • A new refrigerator or stove
  • Roof repairs
  • Air conditioning or heating repairs
  • Plumbing repairs
  • New Gutters
  • Electrical repairs

Pick the payment option that's best for you.


A personal loan from OneMain Financial can help make budgeting easier, because it offers a fixed rate and fixed payment. You can also choose your monthly due date and make your payments online, by mail, AutoPay, or at your local branch.

How much do you need to reach your goals?

Loan offers are subject to credit approval and other restrictions and requirements may apply. OneMain Financial loan proceeds cannot be used for college, university, or vocational expenses, including tuition, fees, and required equipment and supplies; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities. The actual loan amount and rate you qualify for will depend on your ability to meet our credit criteria including credit history, income and debts.

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