How much money can I borrow?
We can help you get the money you need. We offer loans that can help you consolidate debts, make home improvements and repairs, pay for a special occasion like a wedding or once-in-a-lifetime trip and pay medical bills and other unexpected expenses.
How do I qualify for a personal loan?
We consider a range of factors when determining eligibility, including:
- Your financial history
- Your credit history
- Your income and expenses
- Whether you have ever filed for bankruptcy
These factors help determine your eligibility for the loan and the fixed rate you qualify for. You will also need to be at least 18 years old (or the legal age of a majority on your state) and a resident of the U.S.
Have questions or want to know more?
If you have questions, talk to us. Whether you want to know more about the loans we offer, need help completing your application or want to know what you need to qualify for a personal loan, we have the answers. Get in touch with us online, by phone or at your local branch.
How much do you need to reach your goals?
Loan offers are subject to credit approval and other restrictions and requirements may apply. OneMain Financial loan proceeds cannot be used for college, university, or vocational expenses, including tuition, fees, and required equipment and supplies; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities. The actual loan amount and rate you qualify for will depend on your ability to meet our credit criteria including credit history, income and debts.