A personal loan can help you pay important medical bills.

A personal loan from OneMain Financial can make hospital bills, prescriptions or other medical expenses more manageable. It can be a clear, simple solution that can help these expenses fit into your budget.

Is a personal loan the right option for you to help with medical expenses?

A fixed-rate personal loan can help you get the money you need to pay significant medical bills. Here are some of the advantages:


You'll have a fixed rate and payment.

You'll also have a clear date for when you should expect to pay off your loan.

There are no surprises.

There are no hidden fees or penalties for paying off your loan early.

Get your money quickly.

You can get your money as soon as same day if approved by noon.*
*Loan proceeds may be disbursed by check. Automated Clearing House (ACH) deposit, and/or a Prepaid Card. Prepaid be available in all slates. ACH disbursements can take approximately 1 to 2 business days card disbursements may not depending on the lime of Joan closing. Prepaid card disbursements are available immediately upon activation of the prepaid card.

The application is straightforward.

There are three convenient ways to apply - online, at your local OneMain Financial branch, or by phone at 855-757-MAIN, so you can choose what works best for you. If you have any questions while completing your application, we're ready to help.

You'll help build your credit.

When you make all your loan payments on time and pay off your loan as scheduled, you can help strengthen your credit.

You could use your credit card to pay for your medical expenses, but before you choose that option, there are some things you should consider. Because various factors can influence the minimum monthly payment on a credit card, the minimum payment can change each month. A changing minimum payment can make it harder to budget. Because a personal loan with OneMain Financial offers a fixed rate and fixed monthly payment, budgeting can be easier.

Benefits of a Personal Loan

Get a loan that fits your life – on your terms.


With a fixed-rate personal loan from OneMain Financial, you can get the money you need to pay your medical expenses. A personal loan from OneMain Financial can help fit the expenses into your budget. Pick the payment option that works best for you and choose your monthly due date. You can make your payments in the way that's most convenient for you:

  • Online
  • AutoPay
  • By Mail
  • By Phone
  • At Your Local Branch

We are here to answer your questions.


From completing your application through making your last loan payment, we're here to help. Get in touch with us and get answers the way that works best for you - online, by phone or at your local branch.

How much do you need to reach your goals?

Loan offers are subject to credit approval and other restrictions and requirements may apply. OneMain Financial loan proceeds cannot be used for college, university, or vocational expenses, including tuition, fees, and required equipment and supplies; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities. The actual loan amount and rate you qualify for will depend on your ability to meet our credit criteria including credit history, income and debts.

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