Need a way to make your special trip more manageable?
We can help.

If you're planning a once-in-a-lifetime trip to celebrate a big wedding anniversary, your retirement or your child's wedding across the country, a personal loan from OneMain Financial can help you get the money you need for a trip you'll never forget.

Is a personal loan the right option for you to help with travel and vacation expenses?

When you're planning that unforgettable trip, a fixed-rate personal loan can help you fit your getaway into your budget. A personal loan offers a lot of advantages:


You'll have fixed payments and interest rates.

That makes it easier to budget. In addition, you'll have a clear date for when you should expect to pay off your loan.

You can get your money quickly.

You can get your money as soon as same day if approved by noon.*
*Loan proceeds may be disbursed by check, Automated Clearing House(ACH) deposit, and/or a Prepaid Card.Prepaid card disbursements may not be available in all states.ACH disbursements can take approximately 1 to 2 business days depending on the time of loan closing.Prepaid card disbursements are available immediately upon activation of the prepaid card.

The application is straightforward.

There are three convenient ways you can apply: online, at your local OneMain Financial branch or by phone at 855-877-6246. If you have questions while you're filling out your application. We're here and ready to help.

You'll help build your credit.

When you make all your loan payments on time and pay off your loan as scheduled, you can help strengthen your credit.

There are no surprises.

There are no hidden fees and no penalties for paying off your loan early.

Credit card or personal loan? What's the difference?

You could use your credit card to pay for your trip, but before you decide to do that, there are some things you should think about. Because various factors can influence the minimum monthly payment on a credit card, the minimum payment can change each month. A changing minimum payment can make it harder to budget. Because a personal loan with One Main Financial offers a fixed rate and fixed monthly payment, budgeting can be easier.

Get a smart solution on your terms.


A fixed rate personal loan from OneMain Financial can make budgeting simpler.You can pick the payment option that works best for you and choose your monthly due date. Paying for your loan is also convenient. Make your payments in the way that works best for you:

  • Online
  • AutoPay
  • By Mail
  • By Phone
  • At Your Local Branch

Questions? We're here to help.


We're here to answer questions that you may have. From completing your application through making your last loan payment, we're here to help. Get answers the way that works best for you — online, by phone, AutoPay or at your local branch.

How much do you need to reach your goals?

Loan offers are subject to credit approval and other restrictions and requirements may apply. OneMain Financial loan proceeds cannot be used for college, university, or vocational expenses, including tuition, fees, and required equipment and supplies; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities. The actual loan amount and rate you qualify for will depend on your ability to meet our credit criteria including credit history, income and debts.

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