Our History

OneMain Financial

Since 1912, OneMain Financial has been helping people realize their financial goals and dreams. With branches nationwide, we are part of the communities in which we serve. Our branches are staffed with friendly, knowledgeable loan specialists who live and work right in your neighborhood. They understand your needs and are available to meet with you one-on-one to discuss your loan options. See our visual timeline on Facebook.

A Pioneering Beginning

Founded by Alexander Duncan as Commercial Credit in 1912, our company was a pioneer in the consumer finance industry. In 1916, we offered an installment loan program to help people purchase what was then an exciting new invention - the automobile. That led to the development of installment buying plans for home appliances and other consumer goods.

Growing With America

Over the next few decades, we opened hundreds of branches across the United States and added products to meet the needs of our growing base of customers. In 1944, we organized a credit insurance unit, now known as OneMain Solutions. Fifty years later, our family of companies included Primerica Financial Services (life insurance), Smith Barney (investments), and the Travelers companies (life, annuity and property/casualty insurance).

Becoming CitiFinancial

By 1998, and now known as Travelers Group, our parent company merged with Citicorp to create Citigroup, a global financial services company serving 20 million customers worldwide. In 1999, Commercial Credit, having grown to 1,200 branches, changed its name to CitiFinancial.

A year later, we acquired The Associates, also a nationwide consumer finance company. Washington Mutual Financial became part of the CitiFinancial family in 2004, capping our U.S. expansion to 2,000 branches in 48 states.

A New Name. Same Dedicated People.

In 2011, CitiFinancial became OneMain Financial. We changed our name to distinguish ourselves with an identity that better fits who we are and what we do. Today, more than one million people count on OneMain Financial for the money they need, when they need it. We continue to provide personal loan solutions serviced locally at neighborhood branches. And, we proudly support local activities and events that bring communities together.

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