What is a debt consolidation loan?

Considering paying off several credit cards and loans? A debt consolidation loan could help you save money and get on top of your debt. Your rates won't change over the life of your personal loan and you make just one convenient, fixed payment per month.

Lock in a fixed rate.

Make fixed payments each month.

Pay off debt.

OneMain Financial's fixed payment loan lets you keep more money in your pocket.

When you consolidate debt with a personal loan from OneMain Financial, you can save money over the life of your loan. There are no hidden fees, you have the same monthly payment amount and a clear date for when you should expect to pay off your loan.

Our loan specialists are here to help you find the loan that works best for you and answer all your questions, so you find the loan that fits your life.

OneMain Financial helped my family and I consolidate our debt and gain back control of our lives again. We instantly received our payment! Thank you!"

  • - Edward A., CA
  • *Testimonials taken from the 2015 Moment of Yes Sweepstakes Campaign, sponsored by OneMain Financial.

How much do you need to reach your goals?

Loan offers are subject to credit approval and other restrictions and requirements may apply. OneMain Financial loan proceeds cannot be used for college, university, or vocational expenses, including tuition, fees, and required equipment and supplies; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities. The actual loan amount and rate you qualify for will depend on your ability to meet our credit criteria including credit history, income and debts.

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