A smart solution can help plan for life's special moments.

Whether you're planning your dream wedding, getting ready to welcome a new baby, or taking a once-in-a-lifetime trip, you want to be ready for life's big events. A personal loan for life events can help you pay for these special moments while staying within your budget.

Could a loan for life events be the right option for you?

Get the money you need by applying for a personal loan from OneMain Financial. There are a lot of advantages to this option:


You can get your money quickly.

You can get your money as soon as same day if approved by noon."
*Loan proceeds may be disbursed by check, Automated Clearing House(ACH) deposit, and/or a Prepaid Card.Prepaid card disbursements may not be available in all states.ACH disbursements can take approximately 1 to 2 business days depending on the time of loan closing.Prepaid card disbursements are available immediately upon activation of the prepaid card.

Your rate and payment are fixed.

That makes it easier to fit your loan payment into your budget. You'll also have a clear date for when you should expect to pay off your loan. There are no hidden fees or penalties for paying off your loan early.

The application is straightforward.

There are three convenient ways to apply - online, at your local OneMain Financial branch, or by phone at 855-757-MAIN, so you can choose what works best for you. If you have any questions while completing your application, we're ready to help.

You'll help build your credit.

When you make all your loan payments on time and pay off your loan as scheduled, you can help strengthen your credit, an important step towards financial freedom.

Personal loan or credit card?

Because various factors can influence the minimum monthly payment on a credit card, the minimum payment can change each month. A changing minimum payment can make it harder to budget. Because a personal loan with One Main Financial offers a fixed rate and fixed monthly payment, budgeting can be easier.

A personal loan can simplify your budget.


A personal loan from OneMain Financial can make it easier to budget. You pick the payment option that works for you. Choose your monthly due date and make your payments online, by mail, or at your local branch.

Need help? We're here.


Our loan specialists are ready to answer your questions. If you need help completing your application or have questions about your loan payments, we're here to help. Get in touch and get answers online, by phone, or at your local branch.

How much do you need to reach your goals?

Loan offers are subject to credit approval and other restrictions and requirements may apply. OneMain Financial loan proceeds cannot be used for college, university, or vocational expenses, including tuition, fees, and required equipment and supplies; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities. The actual loan amount and rate you qualify for will depend on your ability to meet our credit criteria including credit history, income and debts.

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