A personal loan can give you peace of mind when unexpected expenses come up.

When you're facing unexpected expenses like medical bills, a new transmission, a tax bill or significant furnace repairs, you want to be sure you can come up with the money you need. A personal loan from OneMain Financial can give you a way to manage these expenses with monthly payments spread out over a scheduled length of time.

Rest easier with a loan from OneMain Financial.

When you have unexpected expenses, you may need money right away. With a personal loan from OneMain Financial, you can get the money you need when you need it.


You can get your money quickly.

You can get your money as soon as same day if approved by noon.*
*Loan proceeds may be disbursed by check, Automated Clearing House(ACH) deposit, and/or a Prepaid Card. Prepaid card disbursements may not be available in all states. ACH disbursements can take approximately 1 to 2 business days depending on the time of loan closing. Prepaid card disbursements are available immediately upon activation of the prepaid card.

The application is straightforward.

Choose from three convenient ways to apply — online, at your local OneMain Financial branch, or by phone at 855-757-MAIN. If you have any questions while completing your application, we're ready to help.

You'll have fixed payments and rates.

You'll also have a clear date for when you should expect to pay off your loan. There are no hidden fees or penalties for paying off your loan early.

You'll build your credit.

When you make all your loan payments on time and payoff your loan as scheduled, you can help strengthen your credit.
You could pay for your unexpected expenses with a credit card, but there are some things you should consider first. The amount you owe can change each billing cycle, making it tougher to budget. If you don't pay off your credit card each month, your balance can grow. When you make regular, timely payments, that won't happen with a personal loan.

Benefits of a Personal Loan

A Better Fit for Your Budget


A fixed rate personal loan from OneMain Financial can make budgeting simpler. Choose your monthly due date to fit more comfortably with your cash flow. Paying is also convenient. Making your payments online, by mail, AutoPay, by phone or at your local branch.

Questions? We're ready to help.


Our loan specialists are ready to answer any questions about your loan. From filling out your application through your last loan payment, we're here to help. You can get in touch in the way that's most convenient for you — online, by phone or at your local branch.

How much do you need to reach your goals?

Loan offers are subject to credit approval and other restrictions and requirements may apply. OneMain Financial loan proceeds cannot be used for college, university, or vocational expenses, including tuition, fees, and required equipment and supplies; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities. The actual loan amount and rate you qualify for will depend on your ability to meet our credit criteria including credit history, income and debts.

You just clicked on a link to a third-party website providing a product or service. OneMain Financial makes no warranties or representations of any kind with regard to the information or services provided by or through the third party websites that may be accessed by the links on this page, express or implied, arising by law or otherwise including without limitation any implied warranties of merchantibility and fitness for a particular use or purpose.
Please wait ...