You may choose to receive your loan in one of the following ways:
Start your loan application now and you could receive your funds the same day your loan is approved.
Before you close your loan, OneMain will need you to provide the following documents:
We may ask for additional items based upon your unique situation. Ready to apply? Start your loan application now.
Each customer's loan terms are decided on an individual basis, taking into account each customer's unique situation and needs. Loan decisions are made based on a variety of factors, including credit history, income, and availability and value of collateral (if applicable).
Yes. You may be able to receive a larger loan by reapplying with a co-signer and/or with collateral of sufficient value. Call us today at 1-800-961-5577 to speak with a loan specialist and discuss your options.
If your application was turned down, you will receive a letter by email or physical mail explaining the reasons behind the decision.
Examples of accepted collateral include:
All collateral will undergo appraisals to determine whether it is of sufficient value.
Additionally, vehicles used as collateral must be insured against physical damage for the term of the loan.
Active duty military, their spouse and all dependents covered by the Military Lending Act may not pledge any vehicle as collateral.
Please contact your local branch for more information regarding collateral.
Because the collateral is securing your loan, the collateral must be insured in case it needs to be replaced or repaired. The full coverage ensures that the entire value of the collateral is protected.
If you have more questions about this topic, call us today at 1-800-961-5577.
Call us today at 1-800-961-5577 or visit your local OneMain branch and notify the manager of the damage. Your loan expert will explain the next steps dependent upon the type of collateral that was used to secure your loan.
The amount of time to apply for and receive a loan varies based on what time you submit your application, the number of documents required in order to approve your application, and how long it takes to receive those documents, among other factors.
Average lengths of time for the online application process (may vary depending on your circumstances):
* May take longer depending upon the amount of time required for the verification process.
Ready to apply? Start your loan application now.
We need to evaluate your unique situation to determine if you qualify for more money.
Call us today at 1-800-961-5577.
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CA: OneMain Financial Group, LLC and OneMain Financial Services, Inc. and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Financial of Pennsylvania, Inc. and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities. RI: OneMain Consumer Loan, Inc., Rhode Island Licensed Lender and Licensed Small Loan Lender.
For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, OneMain Financial of Washington, Inc. - Consumer Loan Company License - NMLS # 36167, OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358 and OneMain Financial Services, Inc. - Consumer Loan Company License - NMLS # 1056. Click here for the NMLS Consumer Access Database.