Privacy Noticefacts: what does onemain financial do with your personal information?
rev. November 2018
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include: |
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons OneMain chooses to share; and whether you can limit this sharing.|
|reasons we can share your personal information||does onemain financial share?||can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates' everyday business purposes - information about your transactions and experiences||Yes||No|
|For our affiliates' everyday business purposes - information about your creditworthiness||Yes||Yes|
|For affiliates to market to you||Yes||Yes|
|For nonaffiliates to market to you||Yes||Yes|
|To limit our sharing|
Call (888) 453-5230Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
|Who we are|
|Who is providing this notice?||OneMain Financial companies that use "OneMain" in their name, as well as CommoLoCo, Inc.|
|What we do|
|How does OneMain Financial protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does OneMain Financial collect my personal information?||We collect your personal information, for example, when you |
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
|Why can't I limit all sharing?||Federal law gives you the right to limit only |
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account.|
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies. |
|Nonaffiliates||Companies not related by common ownership or control. They can be financial or nonfinancial companies. |
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you. |
|Other important information|
California Residents: We will automatically treat your account as if you have limited the sharing with non affiliates as described on page 1. We will also provide a separate notice with additional choices.
North Dakota Residents: We will automatically treat your account as if you have limited the sharing with non affiliates as described on page 1.
Texas: For question or complaints about this loan, contact OneMain Financial at (800) 742-5465. The lender is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the lender, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: email@example.com