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Privacy Noticefacts: what does onemain financial do with your personal information?

rev. November 2018

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons OneMain chooses to share; and whether you can limit this sharing.
reasons we can share your personal information does onemain financial share? can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YesNo
For our marketing purposes - to offer our products and services to you YesNo
For joint marketing with other financial companies YesNo
For our affiliates' everyday business purposes - information about your transactions and experiences YesNo
For our affiliates' everyday business purposes - information about your creditworthiness YesYes
For affiliates to market to you YesYes
For nonaffiliates to market to you YesYes
To limit our sharing

Call (888) 453-5230

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions
  • Call (800) 742-5465 or go to: www.OneMainFinancial.com
Who we are
Who is providing this notice? OneMain Financial companies that use "OneMain" in their name, as well as CommoLoCo, Inc.
What we do
How does OneMain Financial protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does OneMain Financial collect my personal information? We collect your personal information, for example, when you
  • apply for a loan
  • provide account information or give us your income information
  • pay your bills or give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include companies with the OneMain or Springleaf name; and financial companies such as OneMain Financial Insurance Agency of Florida, LLC and OneMain Financial Insurance Agency of Washington, LLC.
Nonaffiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies.
  • Nonaffiliates we share with can include companies engaged in the selling of consumer products and services, and nonprofit organizations.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies, banks, and other financial companies.
Other important information

California Residents: We will automatically treat your account as if you have limited the sharing with non affiliates as described on page 1. We will also provide a separate notice with additional choices.

North Dakota Residents: We will automatically treat your account as if you have limited the sharing with non affiliates as described on page 1.

Vermont Residents:

  • We will automatically treat your account as if you have limited the sharing with non affiliates as described on page 1.
  • We will not disclose information about your creditworthiness to our affiliates and will not disclose you personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.
  • Additional information concerning our privacy practices can be found at www.OneMainFinancial.com or call (800) 742-5465.

Texas: For question or complaints about this loan, contact OneMain Financial at (800) 742-5465. The lender is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the lender, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov