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Personal & Auto Loans From $1,500 – $25,000 1

For whatever’s ahead,
we’re right there with you

Let us help you take the next step with one-on-one service, quick decisions and options that work for you.

Ready to begin?

BUT FIRST, WHAT EXACTLY IS A PERSONAL LOAN?

A personal loan is a loan that you can use for a variety of reasons2. From debt consolidation3 to home improvements to vacations, you can better plan for both the expected and unexpected.

HOW’S IT WORK?

Get started online and we'll let you know if you're qualified. You may be offered a secured and/or unsecured loan. A secured loan requires you to promise collateral, such as a motor vehicle, while an unsecured loan doesn’t require any collateral at all.

SAY YOU’RE APPROVED, NOW WHAT?

If approved, you’ll borrow a set amount of money at a fixed rate and pay it off over a scheduled period of time. Each scheduled payment made lowers your balance until the loan is paid in full. And it may even help improve your credit if you pay on time. This is also known as an installment loan. It can offer an alternative to credit cards by giving you a predictable and fixed repayment plan.

WHY ONEMAIN?

Personal loans are, in fact, pretty personal. That’s why we look at more than just your credit history. Because even though we’ve served millions of customers, we treat each and every person like family. And really, that’s what you are.

Money as soon as the same day if approved by noon*

Responsible lending with a transparent process

100+ years of one-on-one customer service

Fixed rates and fixed payments with no prepayment penalty

Check out real stories and online reviews from the people who matter most — our customers.

*Loan proceeds may be disbursed by check, Automated Clearing House (ACH) deposit or a prepaid card. ACH disbursements can take approximately one to two business days depending on the time of loan closing. Prepaid card disbursements are limited to the first $10,000 of the loan amount and are available immediately upon activation of the prepaid card. Prepaid cards are not available in all locations and are not available to active duty military, their spouse or dependents covered by the Military Lending Act.

READY TO BEGIN? IT’S EASY.

Just get started online or visit your local branch. Remember, your interest rate depends on various factors like credit history, income, expenses, debts and available collateral.