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Personal and auto loans from $1,500 to $25,000
Join millions of customers we have served across the country for over 100 years
Money As Soon As Same Day
Receive your money as soon as the same day, if approved by noon. 1
Large Branch Network
Receive personalized service from more than 6,000 associates in nearly 1,600 locations.
Fixed Rate Fixed Payments
Monthly payments that remain the same for the life of your loan if you make your payments on time.
No Pre-Payment Penalty
No fee for early payoff.
|Loan Terms: 2|
$1,500 – $25,000
Loan Amount Range
17.59% – 35.99%
24, 36, 48, 60 Months
Example Payment Schedule: 3
|Loan Amount||APR||Term||Monthly Payment|
1 Loan proceeds may be disbursed by check, Automated Clearing House (ACH) deposit, or a prepaid card. ACH disbursements can take approximately one to two business days depending on the time of loan closing. Prepaid card disbursements are limited to the first $10,000 of the loan amount and are available immediately upon activation of the prepaid card. Prepaid cards are not available in all locations and are not available to active duty military, their spouse or dependents covered by the Military Lending Act.
2Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts subject to state specific minimum or maximum size restrictions. Collateral offered must meet our criteria. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.
CA minimum loan amount is $3,000. GA minimum loan amount is $1,500 for present customers and $3,100 for others.
3The example payment schedule is based on an average customer with good credit. The loan terms you receive will depend on your credit profile, including credit history, income, debts and the ability to provide collateral.
4OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.
CA: OneMain Financial Group, LLC and OneMain Financial Services, Inc. and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Financial of Pennsylvania, Inc. and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities. RI: OneMain Consumer Loan, Inc., Rhode Island Licensed Lender and Licensed Small Loan Lender.
For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, OneMain Financial of Washington, Inc. - Consumer Loan Company License - NMLS # 36167, OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358 and OneMain Financial Services, Inc. - Consumer Loan Company License - NMLS # 1056. Click here for the NMLS Consumer Access Database.