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Apply for a loan

Please provide your information below to complete application. All fields are required unless otherwise noted.

Loan Info
OneMain loan proceeds cannot be used for postsecondary educational expenses, such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.
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Name
Home Address
Do you own property?
If you own property, or are paying a mortgage on one, select Yes. Property includes a primary residence, second home, rental property, or vacant lot.
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Email Address

We may email you to process your application, for account servicing or collections, to tell you about financial products and services and for other business purposes.

Phone Number
By providing my telephone number, I expressly consent and agree to receive voice calls using automatic telephone dialing systems, prerecorded or artificial voice messages and text messages by or on behalf of OneMain regarding the processing of my loan application, and if approved, for other transactional purposes, such as the collection and servicing of my account. This consent applies to any telephone number I provide to OneMain now or in the future, including a number for a cellular phone or other wireless device and a number that I later convert to a cellular phone or other wireless device.
Date of Birth
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Social Security Number
Monthly Net Income
Monthly Net Income is your income each month after taxes and deductions, which may include your monthly salary, social security, pension or other sources of income. You do not need to include alimony, child support, or separate maintenance income unless you want to have it considered as a basis for repaying this loan.
Not sure?
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Source of Income

Co-Applicant Information

Co-applicant Name
Co-applicant Home Address
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Co-applicant Email Address

We may email you to process your application, for account servicing or collections, to tell you about financial products and services and for other business purposes.

Co-applicant Phone Number
By providing my telephone number, I expressly consent and agree to receive voice calls using automatic telephone dialing systems, prerecorded or artificial voice messages and text messages by or on behalf of OneMain regarding the processing of my loan application, and if approved, for other transactional purposes, such as the collection and servicing of my account. This consent applies to any telephone number I provide to OneMain now or in the future, including a number for a cellular phone or other wireless device and a number that I later convert to a cellular phone or other wireless device.
Co-applicant Date of Birth
,
Co-Applicant Social Security Number
Co-applicant Monthly Net Income
Monthly Net Income is your income each month after taxes and deductions, which may include your monthly salary, social security, pension or other sources of income. You do not need to include alimony, child support, or separate maintenance income unless you want to have it considered as a basis for repaying this loan.
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Co-applicant Source of Income
Submit Application

OneMain Financial (or whichever of its affiliates may be considering an extension of credit pursuant to your credit application) may share with its affiliates any information it obtains from your credit application or acceptance certificate and any transactions and experiences between you and it. In addition, it may share with its affiliates any other information related to you; however, you may request that such information not be shared with affiliates by notifying us in writing at any OneMain Financial branch.

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Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than eight years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC - Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC – NMLS # 1339418. PA: OneMain Financial Group, LLC – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418. Click here for the NMLS Consumer Access Database.

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