Additional state licensing information can be found at https://nmlsconsumeraccess.org under the following names and unique identifiers: OneMain Financial Group, LLC (NMLS# 1339418), OneMain Consumer Loan, Inc. (NMLS# 937358), OneMain Mortgage Services, Inc. (NMLS# 931153), OneMain Financial, Inc. (NMLS# 398644), and OneMain Financial of Minnesota, Inc. (NMLS# 399820).
CA: Loans made pursuant to a California Department of Financial Protection and Innovation Finance Lenders License. Married persons may apply for an account in their own name.
CT: OneMain Consumer Loan, Inc. - NMLS # 937358.
DE: Loans made pursuant to the Delaware Licensed Lender Act.
IL: Licensing under the Illinois Consumer Installment Loan Act (CILA) as follows:
- OneMain Financial Group, LLC - CILA Licenses
- OneMain Consumer Loan, Inc. - CILA Licenses
- OneMain Mortgage Services, Inc. - CILA Licenses
MI: OneMain Financial Group, LLC, Michigan Consumer Financial Services Class 1 License Number C10019818, effective November 15, 2015. OneMain Consumer Loan, Inc., Michigan Regulatory Loan License Number RL0018435, effective September 27, 2012. These lenders are regulated by the Michigan Department of Insurance and Financial Services, P.O. Box 30220, Lansing, MI 48909-7720, 877-999-6442.
MO: OneMain Financial Group LLC, Consumer Installment Lender, and OneMain Consumer Loan, Inc., Consumer Credit Loan Company.
- Missouri Consumer Installment Lender License
- Missouri Consumer Credit Loan Company License
- Missouri Maximum Rate Schedule
MT: Loans made and serviced by OneMain Financial Group, LLC. Loans also serviced by OneMain Consumer Loan, Inc.
NJ: OneMain Financial Group, LLC, licensed by the N.J. Department of Banking and Insurance.
NM: OneMain Financial Group LLC and OneMain Consumer Loan, Inc., Small Loan Company Lenders.
TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL: Lindsey McCoy – Associate Director, 601 N.W. Second Street, Evansville, IN 47708; 812-492-2159; lindsey.mccoy@omf.com.
This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, PO. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website www.rld.nm.gov/financial-institutions.
NV: OneMain Consumer Loan, Inc. NMLS #937358 - Collection Agency License # CAD11848 and Compliance Manager Certificate #CM11709, NMLS ID 938619 and Compliance Manager Certificate #CM12883, NMLS ID 2590613.
OneMain Mortgage Services, Inc. NMLS #931153 - Collection Agency License #CAD11849 and Compliance Manager Certificate #CM12320, NMLS #938643; Collection/Compliance Manager License #CM12904, NMLS ID 2617632.
NY: OneMain Mortgage Services, Inc., Registered Mortgage Loan Servicer-NYS Department of Financial Services - NMLS # 931153. Click here for the NMLS Consumer Access Database. Other loans made by OneMain Financial Group, LLC, Licensed Lender-NYS Department of Financial Services. Consumer reports may be requested in connection with the processing of any application and any resulting account. Upon your request, we will inform you of the names and addresses of any consumer reporting agencies that have provided us with such reports. You may file complaints about OneMain Mortgage Services, Inc. with the New York State Department of Financial Services. You may obtain further information from the New York State Department of Financial Services by calling the department's consumer assistance unit at 1(800) 342-3736 or by visiting the department's website at www.dfs.ny.gov. Complaints to OneMain may be made to Executive Office of Customer Care, P.O. Box 1170, Evansville, IN 47706-1170 or by calling 1(888) 864-0332.
Language Services for NYC Residents
New York City Residents: For Spanish-speaking customers, OneMain offers loan documents, certain written communications and telephone communications in Spanish. Also, OneMain offers non-English speaking customers the ability to communicate over the phone in multiple languages via a translation service.
A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer Affairs’ website at www.nyc.gov/dca.
OR: OneMain Financial Group, LLC – Consumer Finance License – NMLS #1339418
PA: Loans made by OneMain Financial Group, LLC, which is licensed by the Pennsylvania Department of Banking and Securities.
SC: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc., Supervised Lenders.
- South Carolina Supervised Lender Licenses
- South Carolina Consumer Rights Pamphlets
- South Carolina Maximum Rate Schedules
UT: The following information is for personal loans secured by a vehicle made in the state of Utah:
VA: OneMain Financial Group, LLC – Virginia Consumer Finance License Number CFI-156
WA: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418. Click here for the NMLS Consumer Access Database.
WV: Loans in West Virginia are originated and serviced by OneMain Financial, Inc.
ONEMAIN FEE SCHEDULE FOR NEW YORK MORTGAGE LOANS
| DESCRIPTION OF FEE | FEE AMOUNT OR RANGE |
|---|---|
| Non Sufficient Funds | $20 |
| Discharge of Mortgage | $25- $100 based on county |
| Annual Fee (Home Equity Lines of Credit) | $50 |
| Late Fee | If a payment is 15 days past due, a late fee of 2% of the overdue payment |
ONEMAIN FEE SCHEDULE FOR NEW JERSEY MORTGAGE LOANS
| DESCRIPTION OF FEE | FEE AMOUNT OR RANGE |
|---|---|
| Non Sufficient Funds | $20 |
| Discharge of Mortgage | $25- $100 based on county |
| Annual Fee (Home Equity Lines of Credit) | 1% of balance, maximum of $50 |
| Late Fee | 5% of the unpaid amount |
VERIFYING IDENTITIES: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Mortgage Servicing Licensing Information
| CORPORATION NAME | NATIONWIDE MULTISTATE LICENSING SYSTEM & REGISTRY # |
|---|---|
| OneMain Financial Group, LLC. - CO, GA, ID, KS, MI, MN, MS, NC, NE, UT, WI | 1339418 |
| OneMain Mortgage Services, Inc. - AL, AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, UT, VT, VA, WA, WV, WI, WY | 931153 |
| City | MLO # |
|---|---|
| EVANSVILLE, IN | 227165 |
| EVANSVILLE, IN | 1135762 |
| EVANSVILLE, IN | 1024490 |
| EVANSVILLE, IN | 938643 |
| LONDON, KY | 191788 |
| LONDON, KY | 402805 |
| LONDON, KY | 1779426 |