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OneMain Text Messages Terms of Use

  1. Receiving text messages: You are receiving text messages because you consented to receiving text messages at the time of your application for a loan with OneMain or because you texted a promotional keyword to the short code 36187.
  2. If you have consented to receiving text messages, you will receive up to 5 messages/week. If you have texted a promotional keyword to the short code 36187, you will receive only 1 reply message.
  3. Text STOP to 36187 to receive no further text messages
  4. Text HELP to 36187 for help
  5. Text messages are free to the recipient on a free to end user shortcode. However, if the recipient clicks on a link within a text message, data charges may apply.
  6. Carriers Supported: AT&T, Boost, Metro PCS, Sprint, T-Mobile, Verizon, Virgin Mobile
  7. Confidentiality of Text Messages Not Guaranteed: Although we try to protect information you send us, we cannot guarantee that information sent over using Short Message Service (SMS) is completely confidential. There are certain aspects of SMS usage and your device we cannot control. Therefore, transmission of information to you and to us over SMS must be undertaken at your own risk.
  8. Privacy Policy is available at: https://www.onemainfinancial.com/legal/privacy-policy
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For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC and OneMain Financial Services, Inc. and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Financial Services, Inc. and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities. RI: OneMain Consumer Loan, Inc., Rhode Island Licensed Lender and Licensed Small Loan Lender.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358 and OneMain Financial Services, Inc. - Consumer Loan Company License - NMLS # 1056. Click here for the NMLS Consumer Access Database.

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