Personal and auto loans from $1,500 to $25,000*

What is your desired loan amount?.

We’re the largest responsible personal loan company in the U.S.

  • A trusted lender for more than 100 years
  • Fixed rates and fixed payments
  • Personalized service in more than 1,700 locations

What is a personal loan?

A personal loan is one way to take care of the range of expenses life can bring your way - from debt consolidation to vacations to medical costs. A personal loan from OneMain offers fixed rates and fixed payments. The rate you qualify for depends on various factors including loan size, term length, credit history, income and other financial obligations.

How it works

Step 1

Complete our online application

Once you submit your loan application, along with your personal, employment, and financial information, you will receive:

  • A quick decision on your loan request
  • An email with additional information
Step 2

Meet with your loan specialist

If approved, a OneMain loan specialist will contact you to:

  • Schedule an appointment at your local branch+
  • Discuss available loan options
  • Verify identity, income, employment, and collateral (if applicable)
Step 3

Sign and receive your funds

After you review and accept your loan terms:

  • Sign your contract
  • Receive your funds
Get Started
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*Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amount is also subject to state specific maximum or minimum size restrictions. APR’s are generally higher for loans not secured by a vehicle

Some vehicles may not be used as collateral, including those used commercially or with branded titles (such as salvage). Additional loan size limits may apply to loans secured by discontinued vehicle models. We may refuse your collateral offered if it does not meet our criteria.

Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge any vehicle as collateral.

+ Remote loan closings are available in some areas without branches

CA: OneMain Financial Group, LLC and OneMain Financial Services, Inc. and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Financial of Pennsylvania, Inc. and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities. RI: OneMain Consumer Loan, Inc., Rhode Island Licensed Lender and Licensed Small Loan Lender.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, OneMain Financial of Washington, Inc. - Consumer Loan Company License - NMLS # 36167, OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358 and OneMain Financial Services, Inc. - Consumer Loan Company License - NMLS # 1056. Click here for the NMLS Consumer Access Database.

Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York State will be accepted through this site.