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Personal and auto loans from $1,500 to $30,0001

What is your desired loan amount?

We’re the largest responsible personal loan company in the U.S.

  • A trusted lender for more than 100 years
  • Fixed rates and fixed payments
  • Personalized service in over 1,600 locations

What is a personal loan?

A personal loan is one way to take care of the range of expenses life can bring your way - from debt consolidation to vacations to medical costs. A personal loan from OneMain offers fixed rates and fixed payments. The rate and product you qualify for depends on various factors including loan size, term length, credit history, income, expenses, other financial obligations, and the availability of collateral (such as a vehicle).

How it works

One

Complete our online application

Tell us some of your personal, employment and financial information and get a quick decision on your loan request.

Two

Meet with your loan specialist

If approved, we’ll have you visit a branch to verify your identity, income, expenses, employment and collateral (if applicable) and discuss your options.

Three

Sign and receive your funds

After you review and accept your loan terms, you’ll sign your loan documents and receive your money.

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1 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Loan approval depends on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. APR’s are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

OneMain Home Equity, Inc. is a Licensed Mortgage New York Mortgage Banker. OneMain Mortgage Services, Inc. is a Registered New York Mortgage Loan Servicer.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, and OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358. Click here for the NMLS Consumer Access Database.

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