Personal and auto loans from $1,500 to $25,000*

What is your desired loan amount?.

We’re the largest responsible personal loan company in the U.S.

  • A trusted lender for more than 100 years
  • Fixed rates and fixed payments
  • Personalized service in more than 1,700 locations

What is a personal loan?

A personal loan is one way to take care of the range of expenses life can bring your way - from debt consolidation to vacations to medical costs. A personal loan from OneMain offers fixed rates and fixed payments. The rate you qualify for depends on various factors including loan size, term length, credit history, income and other financial obligations.

How it works

Step 1

Complete our online application

Once you submit your loan application, along with your personal, employment, and financial information, you will receive:

  • A quick decision on your loan request
  • An email with additional information
Step 2

Meet with your loan specialist

If approved, a OneMain loan specialist will contact you to:

  • Schedule an appointment at your local branch+
  • Discuss available loan options
  • Verify identity, income, employment, and collateral (if applicable)
Step 3

Sign and receive your funds

After you review and accept your loan terms:

  • Sign your contract
  • Receive your funds