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Personal and auto loans from $1,500 to $30,0001

What is your desired loan amount?

This won't affect your credit score

We’re the largest responsible personal loan company in the U.S.

  • A trusted lender for more than 100 years
  • Fixed rates and fixed payments
  • Personalized service in over 1,600 locations

What is a personal loan?

A personal loan is one way to take care of the range of expenses life can bring your way - from debt consolidation to vacations to medical costs. A personal loan from OneMain offers fixed rates and fixed payments. The rate you qualify for depends on various factors including loan size, term length, credit history, income and other financial obligations.

How it works

Step 1

Complete our online application

Once you submit your loan application, along with your personal, employment, and financial information, you will receive:

  • A quick decision on your loan request
  • An email with additional information
Step 2

Meet with your loan specialist

If approved, a OneMain loan specialist will contact you to:

  • Schedule an appointment at your local branch2
  • Discuss available loan options
  • Verify identity, income, employment, and collateral (if applicable)
Step 3

Sign and receive your funds

After you review and accept your loan terms:

  • Sign your contract
  • Receive your funds
Check for Offers
This won't affect your credit score
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1 Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income, expenses and debts) and the availability of collateral. Loan amounts subject to state specific minimum or maximum size restrictions. Collateral offered must meet our criteria. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

CA minimum loan amount is $3,000. GA minimum loan amount is $1,500 for present customers and $3,100 for others.

2 Remote loan closings are available in some areas without branches

OneMain Home Equity, Inc. is a Licensed Mortgage New York Mortgage Banker. OneMain Mortgage Services, Inc. is a Registered New York Mortgage Loan Servicer.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC and OneMain Financial Services, Inc. and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Financial Services, Inc. and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities. RI: OneMain Consumer Loan, Inc., Rhode Island Licensed Lender and Licensed Small Loan Lender.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358 and OneMain Financial Services, Inc. - Consumer Loan Company License - NMLS # 1056. Click here for the NMLS Consumer Access Database.

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