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OneMain Reviews

Our customers say it best

Real stories from real people1

At OneMain, we connect with our customers on a human level. That could be why so many of them are inspired to leave a review and share their experience. But don’t take our word for it. See for yourself.

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1 These customer testimonials reflect individuals' personal experiences, so you may not have the same results

Accredited BuisinessOur A+ rating is a symbol of trust and reliability.

What makes us different?

Some personal loan companies only see borrowers as an application or credit score.

We take the time to discuss your individual needs and work together to find loan options that work for you.

Paper and pen

Clear terms

Our loans have fixed rates, fixed payments, and no prepayment fees.

Bank

In your community

With local branches nationwide, you can meet one-on-one to discuss your options.

Two people

100+ years of personal service

Our loan specialists work with you to find out your needs and help you understand your loan options.

Money

Same day money

You could get your money as soon as the same day if you’re approved by noon.2

2 Funding Options; Availability of Funds: Loan proceeds may be disbursed by check, Automated Clearing House (ACH) deposit, or a prepaid card.  ACH disbursements can take approximately 1 to 2 business days depending on the time of loan closing. Prepaid card disbursements are limited to the first $10,000 of the loan amount and are available immediately upon activation of the prepaid card.  Prepaid cards are not available in all locations, including California, and are not available to active duty military, their spouse or dependents covered by the Military Lending Act.

Join over 10 million customers who chose OneMain.

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* Not all applicants will qualify for larger loan amounts or most favorable loan terms. Loan approval depends on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. APR’s are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, and OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358. Click here for the NMLS Consumer Access Database.

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