Are you having a hard time keeping up with all your debt payments? Are you making your monthly payments and not seeing the balances decrease? If you are looking for a way to simplify your monthly payments, consider a personal loan for debt consolidation from OneMain.
Debt consolidation consists of taking out one new loan to pay off multiple debts. In other words, you are replacing multiple loans with one loan. For example, if you have six different debts with an outstanding balance of $10,000, you could apply for one personal loan for that amount. If approved, you can pay off all six debts at once and only make one monthly personal loan payment going forward. If you pay on time, your payment amount would be the same every month, making it easier to budget.
If you need to get control of multiple debts, we are here to help. Our personal loan specialists are committed to helping you find the best loan for your needs in a timely manner. Take command of your financial future. Apply for a OneMain personal loan for debt consolidation today.
I wanted to consolidate my credit card bills...within an hour, I was not only offered a bigger loan; I was walking out the door with my check…I now have one easy payment less than half of what I was paying out monthly. +
I needed a consolidation loan for 2 credit card debts. My application was easy on-line. The time in the office was very brief, but everything was explained in a detailed, thorough fashion. Thank you, [Springleaf]. +
+These customer testimonials reflect individuals’ personal experiences, so you may not have the same results. The testimonials were submitted for Springleaf, which has changed its name to OneMain.
You should consider that the overall cost of refinancing an existing balance may be greater than the cost of separate financing, if it is available. You should consider that while refinancing your existing debts with a new loan may reduce your total monthly debt payments, the new loan may increase both the total number of monthly payments and the total amount paid over the term of the loan. If you are a current customer with us, we may require that your existing loan balance with us be paid off by the new loan.
OneMain Financial is an Equal Housing Lender.
*Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amount is also subject to state specific maximum or minimum size restrictions. APR’s are generally higher for loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions.
Some vehicles may not be used as collateral, including those used commercially or with branded titles (such as salvage). Additional loan size limits may apply to loans secured by discontinued vehicle models. We may refuse your collateral offered if it does not meet our criteria.
Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge any vehicle as collateral.
†OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.
CA: OneMain Financial Group, LLC and OneMain Financial Services, Inc. and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Financial of Pennsylvania, Inc. and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities. RI: OneMain Consumer Loan, Inc., Rhode Island Licensed Lender and Licensed Small Loan Lender.
For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, OneMain Financial of Washington, Inc. - Consumer Loan Company License - NMLS # 36167, OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358 and OneMain Financial Services, Inc. - Consumer Loan Company License - NMLS # 1056. Click here for the NMLS Consumer Access Database.