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Debt Consolidation Loans

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Are you having a hard time keeping up with all your debt payments? Are you making your monthly payments and not seeing the balances decrease? If you are looking for a way to simplify your monthly payments, consider a personal loan for debt consolidation from OneMain. 2

Debt consolidation consists of taking out one new loan to pay off multiple debts. In other words, you are replacing multiple loans with one loan. For example, if you have six different debts with an outstanding balance of $10,000, you could apply for one personal loan for that amount. If approved, you can pay off all six debts at once and only make one monthly personal loan payment going forward. If you pay on time, your payment amount would be the same every month, making it easier to budget.

If you need to get control of multiple debts, we are here to help. Our personal loan specialists are committed to helping you find the best loan for your needs in a timely manner. Take command of your financial future. Apply for a OneMain personal loan for debt consolidation today.

2 Important Notice if You Are Considering Debt Consolidation: Before you refinance your other debts with a new loan to reduce your total monthly debt payment, you should consider that the new loan may increase both the total number of monthly payments and the total amount paid over the term of the loan.

Advantages of a OneMain debt consolidation loan include:

FIXED PAYMENTS
ONE DUE DATE TO REMEMBER INSTEAD OF MULTIPLE DATES
TIME SAVED BY ONLY PAYING ONE BILL EACH MONTH
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I was approved for enough to consolidate some higher interest debt into a manageable payment. This will give me the breathing room I need. I was able to bring my documentation in on my lunch hour and close the loan. They printed and mailed the pay-off checks immediately. What a relief. 3

Howard H.6/12/18

Working with my local branch I gave them my “wish list” of debt consolidation items and credit issues that I needed to get taken care of to increase my credit score and reduce my monthly financial debt. I did not want a long loan or to have to pay a lot in interest. Not only did they get me my “wish list” they were able to offer me a reduced length payment plan that took off 1/3 of the interest. Fabulous customer service, quick response, understanding and very friendly. I know I can count on One Main Financial for my future. Thank you!!! 3

Kristen C.6/12/18

3 These customer testimonials reflect individuals’ personal experiences, so you may not have the same results.

Most common uses 4

Piggy Bank

Debt Consolidation2

Two People

Life Events

Boat

Recreation

Car

Auto Loans

Home

Home Projects

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1 Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income, expenses and debts) and the availability of collateral. Loan amounts subject to state specific minimum or maximum size restrictions. Collateral offered must meet our criteria. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Residents in the following states are subject to the following loan size restrictions: California residents: $3,000 minimum loan amount. Florida and Texas residents: Unless you are a present customer, $8,000 maximum loan amount for unsecured loans. Georgia residents: Unless you are a present customer, $3,100 minimum loan amount. Maine residents: $7,000 maximum loan amount for unsecured loans. Ohio residents: $2,000 minimum loan amount. North Carolina and West Virginia residents: Unless you are a present customer, $7,500 maximum loan amount for unsecured loans. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

4 OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, and OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358. Click here for the NMLS Consumer Access Database.

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