Money right when you need it
Quick decision. Money as fast as 1 hour after loan closing.2
Loans that work for your budget
Fixed payments and clear, upfront terms.
Simplify your finances
Stress less, with one predictable monthly payment to remember.
Debt Consolidation Loans
Turn multiple bills into a single monthly payment1
Consolidate your debt and get more peace of mind with a OneMain debt consolidation loan.
This won’t affect your credit score.
What you get with every OneMain personal loan for debt consolidation
Clean up your debt clutter with a debt consolidation loan
Dealing with debt doesn’t have to be complicated. If you want to pay down your loan balances and reduce the stress of multiple bills, a debt consolidation loan could be the answer.
This won’t affect your credit score.
How do debt consolidation loans work?
Debt consolidation is when you combine multiple debts into one personal loan.
Here’s an example: If you owe $6,000 in credit card debt and $4,000 in medical bills, you could pay off those balances with one $10,000 debt consolidation loan.3 Then, you’d have just one monthly payment amount and one monthly due date to keep track of.
Why should I consolidate my debt with OneMain?
The best debt consolidation loans are designed to free up your money for other expenses and help you breathe a little easier. At OneMain, we understand each customer is unique. There’s no “one size fits all.”
We’ll work with you one-on-one to understand your needs and help you decide if a debt consolidation loan fits your budget. There are also no surprises – with fixed loan terms and payments, you’ll know exactly what to expect every month.
See how you can stretch your budget with a personal loan
Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.4,5
This won’t affect your credit score.
Customers have relied on OneMain for over 100 years
Here are some of our favorite shoutouts.6
