You must apply for a prequalified offer and continue to meet the criteria used to select you for a prequalified offer. Secured offers also require a first lien on a motor vehicle that meets our value requirements, titled in your name with valid insurance.
Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral. If you are covered by the Military Lending Act, you are not eligible for a secured offer.
If you are approved for an offer and have an open loan with one of our affiliates, state lending laws may limit the total amount that can be loaned to you, may require us to payoff existing loans to provide you with a new loan, or may prevent us from offering the full amount you request.
Loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.