How Early Can You File Taxes?

Although filing your taxes early may not sound like the most exciting activity in the world, it’s a smart move that can save you time and worry.

Filing early may give you access to your refund sooner and help reduce the risk of identity theft. The IRS has introduced several improvements over the years to streamline the filing process and improve the accuracy of returns.

Here’s what you should know about filing your taxes early and some of the benefits of doing so.

When should I file my taxes?

Tax season starts in late January when the IRS begins accepting and processing tax returns.¹ The deadline for most taxpayers to file taxes is typically April 15.²

You can also file for a 6-month extension if you’re not able to meet the deadline, although it’s still a good idea to pay any taxes you owe by April 15.³

The ideal time to file your taxes is as soon as you’re able to.

Benefits of filing taxes early

Avoiding procrastination reduces stress and ensures you have ample time to gather necessary documents, look for potential deductions and address any issues that may arise during the filing process.

Here are a few benefits of doing your taxes early:

The sooner you file, the sooner you get your refund

If you’re entitled to a tax refund, filing early could help you receive it earlier.

The IRS typically processes refunds within 21 days of receiving your return if you file electronically and choose direct deposit.⁴ Keep in mind that tax returns filed by mail take longer to process, so it may take six weeks or more to receive your refund.⁵ The IRS may take longer to process your refund if your return has any errors or is missing information.⁶

Certain things — such as claiming a specific tax credit or making corrections — may also delay your refund, regardless of how you file.⁷

You’ll have more time to arrange tax payments

Filing taxes early can also give you extra time to create a budget to help you set aside funds you may need to pay any taxes you may owe. This may be more challenging if you wait until April. You can also schedule a payment for the April deadline or set up a payment plan with the IRS.

Filing early may reduce pressure

Putting anything off to the last minute can increase the pressure you feel about it. Because filing your taxes is required by law — and the potential penalties for missing the deadline can total up to 25% of the total amount due — filing your return late in the season may feel extra stressful.⁸ When you file ahead of time, you can relax a bit and work at your own pace.

You may lower the risk of errors while filing

Paying attention to even small details is crucial, especially if you owe taxes. If you’re not in a rush, you can take your time to make sure you have all the forms and receipts you need, which helps you avoid mistakes and keep everything accurate. Just take care not to start prematurely — filing before you have all the necessary paperwork could increase the risk of errors and delays.

You may have more time to work with your tax professional

Tax professionals tend to become very busy as April 15 draws near, with more people rushing to make the same deadline. An increased client load may make it difficult for tax professionals to focus on your personal situation as much as you need. If you’re using an accountant or other tax preparer to help with your return, getting started on your taxes early could get you more personalized attention.

Filing early may help you avoid identity theft

One of the most important benefits of filing your income taxes early is minimizing the risk of tax refund fraud. If a scammer gets their hands on your Social Security number, they may use it to file a fraudulent tax return and claim your refund. Filing early may help ensure that the IRS receives your genuine return before a scammer has a chance to act.⁹

Don’t fall victim to identity theft. The IRS maintains a list of scams to be on the lookout for, including scammers stating you have an unclaimed refund and criminals pushing false clean energy tax credits.¹⁰ Stay informed so you’ll always be on your toes, no matter when you file.

Tips for early tax filing

Here are some useful tips to help you get a head start on filing your taxes.

• Gather documents early: Start collecting all necessary tax documents, such as W-2s, 1099s and receipts for deductions, as soon as they become available, and keep them organized to streamline the filing process. Employers are required to send you income-related forms by January 31.¹¹
• Review changes in tax laws and observe deadlines: Stay informed about any updates or changes in tax laws that may affect your filing status or deductions for the current tax year.
• Explore electronic filing options: Electronic filing is typically available as soon as the IRS begins accepting returns. It can speed up the filing process and help you reduce errors.
• Set money aside for potential tax payments: If you expect to owe taxes, you can adjust your budget to start putting aside money early.
• Plan for your refund: If you’re expecting a refund, it’s a good idea to make a solid plan for what you’ll do with the funds before they arrive. You can reserve money for savings, to pay down debt or use it to budget for your next vacation.
• Get professional advice: If you have any questions or just need guidance, consult a tax professional to make sure everything is accurate.

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Get a head start on your taxes

Take the pressure out of doing your taxes by starting before the deadline and being prepared with everything you need. Filing your taxes early sets you up to budget for any taxes you owe or plan for your refund, so you can get on your way toward other financial goals for the year.

This article was updated from previous postings in 2019, 2021 and 2022. Video produced by Sam Kittinger. Kim Gallagher, Jessica Leshnoff and Joe Guida contributed.

Sources

1, 2, 11. https://www.taxpayeradvocate.irs.gov/news/tax-tips/your-tax-to-do-list-important-tax-dates/2025/05/
3. https://www.irs.gov/filing/individuals/when-to-file
4, 5. https://www.irs.gov/refunds
6. https://money.usnews.com/money/personal-finance/taxes/articles/when-to-worry-if-your-tax-refund-is-delayed
7. https://www.irs.gov/newsroom/why-it-may-take-longer-than-21-days-for-some-taxpayers-to-receive-their-federal-refund
8. https://www.irs.gov/payments/failure-to-file-penalty
9. https://www.staysafeonline.org/articles/tax-season-security-tips
10. https://www.irs.gov/help/tax-scams/recognize-tax-scams-and-fraud