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Loan Basics Resources

what is an installment loan

Loan Basics

What is an Installment Loan?

A quick overview of origination fees and how they impact your personal loan cost.

Loan Basics

What Is an Origination Fee on a Personal Loan?

Time and money go hand in hand in the loan approval process.

Loan Basics

How Long Does It Take to Get a Personal Loan?

Learn the difference between a cosigner and a guarantor.

Loan Basics

Cosigner vs Guarantor: What’s the Difference?

Compare personal loans and auto loans to find the best financing option for your needs.

Loan Basics

Personal Loan vs Auto Loan: What’s the Difference?

Learn whether you can transfer a car loan to someone else and what steps are involved.

Loan Basics

Can You Transfer a Car Loan to Someone Else?

A close-up of a car key handoff, symbolizing the moment of buying a new vehicle.

Loan Basics

What Is the 20/4/10 Rule for Buying a Car?

A hardship loan provides financial support during unexpected emergencies or difficult situations.

Loan Basics

What is a Hardship Loan?

Compare cash-out refinance and home equity loans to find the best way to access your home’s equity.

Loan Basics

Cash-Out Refinance vs. Home Equity Loan

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OneMain Holdings, Inc.
601 N.W. Second Street
Evansville, IN 47708-1013

Copyright © 2026, All rights reserved.

State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) - CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) - NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418. Click here for the NMLS Consumer Access Database.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.