Skip to main contentSkip to footer
OneMain Financial logo
Skip to main contentSkip to footer
OneMain Financial Logo
Personal Loans Credit Cards Branches Resources
Check for offers Log in

Loan Basics Resources

A clear representation of secure and accessible personal loan solutions.

Loan Basics

Can You Get a Personal Loan Without a Bank Account?

Personal loan approval with financial documents and a checkmark.

Loan Basics

What's a Personal Loan, and How Does It Work?

Comparing personal lines of credit and personal loans.

Loan Basics

Personal Line of Credit vs. Personal Loan: What to Know

A woman in a car considering a title loan.

Loan Basics

What Is a Title Loan, and How Does It Work?

Smiley face and documents with a checkmark symbolize easy and successful loan approval.

Loan Basics

What Are the Requirements to Get a Personal Loan?

A visual showing a balance scale representing financial deficiency and debt.

Loan Basics

What Is a Deficiency Balance?

Home security illustration with a locked house and protective hand.

Loan Basics

What Is a Non-Recourse Loan?

Comparison APR vs interest rate

Loan Basics

What is the Difference Between APR and Interest Rate?

Woman holding papers looking at her laptop while in her office.

Loan Basics

Can You Refinance a Personal Loan?

  • 1
  • 2
  • 3
  • 4
  • ...
  • ›
OneMain Financial logo
  • Products

    • Personal loans
    • Credit cards
    • Insurance
    • Mortgage payment solutions
  • Company

    • About us
    • Careers
    • Investors
    • Affiliates
    • Newsroom
    • Accessibility Statement
    • OneMain Reviews
  • Legal

    • Loan amounts and fees
    • Legal & privacy center
    • Disclosures
    • Credit bureau information
    • Do not sell or share my personal information
  • Support

    • Help Center
    • Branch locator
    • Military family support
    • FAQs
Download App

For accessibility assistance view our Accessibility Statement here

OneMain Holdings, Inc.
601 N.W. Second Street
Evansville, IN 47708-1013

Copyright © 2026, All rights reserved.

State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) - CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) - NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418. Click here for the NMLS Consumer Access Database.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.