Skip to main contentSkip to footer
OneMain Financial logo
Skip to main contentSkip to footer
OneMain Financial Logo
Personal Loans Credit Cards Branches Resources
Check for offers Log in

Loan Basics Resources

Home security illustration with a locked house and protective hand.

Loan Basics

What Is a Non-Recourse Loan?

Comparison APR vs interest rate

Loan Basics

What is the Difference Between APR and Interest Rate?

Woman holding papers looking at her laptop while in her office.

Loan Basics

Can You Refinance a Personal Loan?

Learn how personal loans can impact your taxes, including when interest is deductible and what tax rules apply.

Loan Basics

How Do Personal Loans Affect My Taxes?

Auto loan document highlighting cosigner consideration.

Loan Basics

Should I Get a Cosigner for an Auto Loan?

Learn how refinancing works and when it can save you money.

Loan Basics

What Is Refinancing and How Does It Work?

Business Loan vs Personal Loan: a quick comparison.

Loan Basics

Business Loan vs Personal Loan

Learn how interest rates are determined.

Loan Basics

How Are Interest Rates Determined?

Learn how Parent PLUS Loans work, including eligibility, borrowing limits, and repayment options.

Loan Basics

What is a Parent PLUS Loan, and How Does it Work?

  • 1
  • 2
  • 3
  • 4
  • ...
  • ›
OneMain Financial logo
  • Products

    • Personal loans
    • Credit cards
    • Insurance
    • Mortgage payment solutions
  • Company

    • About us
    • Careers
    • Investors
    • Affiliates
    • Newsroom
    • Accessibility Statement
    • OneMain Reviews
  • Legal

    • Loan amounts and fees
    • Legal & privacy center
    • Disclosures
    • Credit bureau information
    • Do not sell or share my personal information
  • Support

    • Help Center
    • Branch locator
    • Military family support
    • FAQs
Download App

For accessibility assistance view our Accessibility Statement here

OneMain Holdings, Inc.
601 N.W. Second Street
Evansville, IN 47708-1013

Copyright © 2026, All rights reserved.

State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) - CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) - NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418. Click here for the NMLS Consumer Access Database.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.