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Loan Basics Resources

A woman in a car considering a title loan.

Loan Basics

What Is a Title Loan, and How Does It Work?

Smiley face and documents with a checkmark symbolize easy and successful loan approval.

Loan Basics

What Are the Requirements to Get a Personal Loan?

A visual showing a balance scale representing financial deficiency and debt.

Loan Basics

What Is a Deficiency Balance?

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Loan Basics

What Is a Non-Recourse Loan?

Comparison APR vs interest rate

Loan Basics

What is the Difference Between APR and Interest Rate?

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Loan Basics

Can You Refinance a Personal Loan?

Learn how personal loans can impact your taxes, including when interest is deductible and what tax rules apply.

Loan Basics

How Do Personal Loans Affect My Taxes?

Auto loan document highlighting cosigner consideration.

Loan Basics

Should I Get a Cosigner for an Auto Loan?

Learn how refinancing works and when it can save you money.

Loan Basics

What Is Refinancing and How Does It Work?

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OneMain Holdings, Inc.
601 N.W. Second Street
Evansville, IN 47708-1013

Copyright © 2026, All rights reserved.

State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) - CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) - NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418. Click here for the NMLS Consumer Access Database.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.