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Free VantageScore Credit Score

Another Benefit For Onemain Customers 1

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1 Score is displayed for primary borrower only, and will be updated monthly. The credit score provided is for educational purposes only. We do not guarantee that the credit score shown will be used by us or third parties to assess your creditworthiness or eligibility for any particular product or service or for employment.

It’s important to know and stay on top of your credit score for any future financial decisions.
Your credit score is used when you do things like:


Buy a home or rent an apartment


Apply for a car loan

Dollar Sign

Apply for a debt consolidation loan

VantageScore will allow you to track your score over time to watch how it is trending.

What is a VantageScore?

VantageScore is a credit rating product offered by the three major credit bureaus (Equifax, Experian, and TransUnion). The VantageScore was developed as a tool to compete with the FICO score, which is well known to most people. VantageScore is a tool used by lenders and creditors in making lending decisions.

Keep in mind, your VantageScore credit score will vary between the three credit bureaus. While the major credit bureaus use the same scoring model, the information on your credit report may differ from bureau to bureau.

How do I get my score?

Getting a copy of your VantageScore credit score is easy for OneMain customers. Log in to your account at and you will see your score displayed on your online account summary page. You can also use the links on that page to see how your score has evolved over time. The score is displayed for primary borrower only, and will be updated monthly.

If you don’t have an online account yet, sign up now!

If you are not currently a OneMain customer, you can get your VantageScore by contacting one of the three major credit reporting agencies (TransUnion, Experian, or Equifax) to request your current score. A fee may apply, however.

What influences your VantageScore credit score?

Extremely Influential

Total credit usage, balance and available credit

Highly Influential

Credit mix and experience

Moderately Influential

Payment history

Less Influential

Age of credit history, new accounts

Credit score FAQs