There are several ways to make a payment.
Please choose the most convenient option for you:
You have two options to pay online:
Forms of payment accepted online:
Visit any OneMain branch to make a payment.
Forms of payment accepted in a branch:
You have two options to pay by phone:
To find the number of the branch that services your loan, refer to your monthly statement. Log in to your OneMainFinancial.com account to access your monthly statement.
Forms of payment accepted by phone:
Send a check made out to OneMain to the PO Box listed on your monthly statement. Log in to your OneMainFinancial.com account to access your monthly statement.
Preferred forms of payment by mail:
If you would like additional information on payments by mail, please contact your local branch.
Download the OneMain Mobile app, available for iOS and Android. Once installed, click "Make a Payment" and follow the instructions provided.
Take your loan account number to a Walmart Service Desk to make a CheckFree payment.**
* Please note there is a fee of $2.95 assessed by our third party payment processor, ACI, for every debit card transaction. This fee is assessed separately from your loan payment and will be shown separately on your debit card statement as "ORCC Payment Convenience Fee."
** Walmart charges a fee of $1.00 - $1.50 for each OneMain loan payment made at a Walmart service desk.
If you miss a payment, please call 1-800-961-5577 to discuss your options with one of our loan specialists.
To request a change to your payment date, please mail a letter or send an email with the change request to your local branch.
To submit a request via email, please contact your local branch to obtain the appropriate email address.
Unfortunately, payment due date changes cannot currently be requested over the phone.
Please be advised due date changes cannot be made:
Please note that OneMain reserves the right refuse any request to change the payment due date, which includes multiple requests and requests on certain types of accounts.
We need to evaluate your unique situation to determine if you qualify for lower monthly payments.
Please contact your local branch for more information.
There are three ways to request a payoff amount for your loan:
Generally, No. Please refer to your loan documents for more information. Generally, if you want to pay off your personal loan early, you can do so any time and OneMain will not charge you a prepayment fee.
To pay off your loan early, you can:
OneMain will do its best to release its lien on a motor vehicle within 15 days of receipt of the payoff amount. Please note that the release may take longer in certain circumstances.
Direct Pay is a free service that automatically deducts your payment from your checking or savings account each month.
To enroll in Direct Pay, follow these simple steps:
You will receive an email once your Direct Pay enrollment is complete. Please note it may take up to 24 hours for your enrollment to process in our system.
To cancel Direct Pay, please send written notification to the branch that services your loan.
To find the address for the branch that services your loan, refer to your monthly statement which you can access after you log in to your OneMainFinancial.com account.
CA: OneMain Financial Group, LLC and OneMain Financial Services, Inc. and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Financial of Pennsylvania, Inc. and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities. RI: OneMain Consumer Loan, Inc., Rhode Island Licensed Lender and Licensed Small Loan Lender.
For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, OneMain Financial of Washington, Inc. - Consumer Loan Company License - NMLS # 36167, OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358 and OneMain Financial Services, Inc. - Consumer Loan Company License - NMLS # 1056. Click here for the NMLS Consumer Access Database.