8 Types of Pools to Consider for Your Home

Are you hauling towels, snacks and pool toys across town every time you want to take a swim? If so, a pool might seem like the perfect upgrade to your home.

Whether you want to create a space for family fun or add some extra charm to your backyard for entertaining, there’s a pool to fit your needs. Before you can dive in, though, you’ll need to make some important decisions.

Let’s explore some popular options to help you choose the pool that works best for your budget and lifestyle.

Types of pools

Most pools fall into two main categories: in-ground and above-ground.

An in-ground pool is a permanent pool built into the ground. In-ground pools are usually more durable and long-lasting. Depending on where you live, an in-ground pool could also increase the value of your home.¹

An above-ground pool is a freestanding structure installed on top of the ground. Above-ground pools may be more appealing if you want to keep costs low and installation quick.

Types of pool construction methods

Once you decide whether you want an in-ground or an above-ground pool, it’s time to settle on the construction method. The materials and methods you choose to build a pool will affect how long it lasts; how easy it is to care for and how you can use it.

1. Concrete (gunite) pool

Concrete pools are in-ground and built on-site from start to finish. Contractors build a sturdy steel frame, then spray it with a concrete mixture. Once the concrete is cured, the contractors cover it in plaster or tile.

Concrete pool pros

• Increased home value: In areas with warmer climates, an in-ground, concrete pool could increase the resale value of your home by 5 to 8% on average.^2,3
• Customization: Concrete pools are fully customizable. You get to choose every detail, including the pool’s shape, depth and size. You can even add unique details, like a custom water feature, a tanning ledge or a swim-up bar.
• Durability: Provided properly maintained, a concrete pool will last for decades.

Concrete pool cons

• Construction time: When you factor in the time needed to hire a contractor, get permits, excavate the pool site, install plumbing and construct the shape of the pool — plus another 30 days for the concrete to cure — installing a concrete pool can take months.⁴
• Higher maintenance costs: A rough, porous surface creates an ideal environment for algae to grow, meaning you may need to use more chemicals to maintain water quality.
• Costly installation: Because of the custom options and cost of materials, installing a concrete pool can cost between $35,000 and $120,000.⁵

2. Fiberglass pool

Fiberglass pools are in-ground and prefabricated, which means they’re pre-built in a factory and delivered to your home as one solid piece. Once on-site, contractors lower the pool shell into a pre-dug hole and backfill dirt around it to hold it in place.

Fiberglass pool pros

• Quick installation: Fiberglass pools may be installed in just 4 to 6 weeks.⁶
• Lower long-term maintenance costs: With no liners to replace and less need for chemicals, maintenance for fiberglass pools tends to cost less over time than concrete or vinyl-liner pools.
• Less need for resurfacing: If you keep the water balanced and avoid overusing harsh chemicals, the smooth gelcoat surface of a fiberglass pool may last for decades without needing to be refinished. It’s also resistant to algae.

Fiberglass pool cons

• Less customizable: Fiberglass pools are only available in limited sizes and shapes.
• Not safe for diving: Most fiberglass pools only have a deep end up to 6.5 feet.⁷
• More expensive installation than other options: While generally less expensive than concrete pools, fiberglass pools tend to cost more to install than vinyl-liner pools.

3. Vinyl-liner pool

Vinyl liner pools can be in-ground or above-ground. They consist of a plastic, steel or aluminum frame that’s assembled on-site, and a custom-fit vinyl sheet that lines the frame to contain water. A soft material, such as sand, is usually placed under the liner.

Vinyl-liner pool pros

• Customization: Depending on the frame, vinyl-liner pools may be fully in-ground, completely above-ground or partially in-ground. They can be built in any shape or size. However, some pool installation companies only offer a limited range of options.
• Cost: Vinyl-liner in-ground pools cost less to install than other types of in-ground pools.
• Smoother, softer surface: Families with young children may prefer the cushion of vinyl over rough, hard concrete.

Vinyl-liner pool cons

• Lack of durability: Vinyl material can be punctured or worn down with time and use.
• Algae growth: Algae grows easily on certain areas of vinyl-liner pools, including corners, steps and other areas with poor water circulation.
• Long-term maintenance costs add up: Vinyl liners need to be replaced every 10 or so years, which can cost several thousand dollars over the life of the pool.⁸

5 different types of pool styles to consider

Once you’ve figured out what materials to use, there are many different styles of pools to consider. Some types of pools are perfect for entertaining, while others are more suited for everyday fitness. Each style has its own pros and cons.

1. Infinity pool

Infinity pools are usually built partially in-ground, with one above-ground side designed to blend into the horizon. This effect is created by allowing water to flow over the edge into a hidden basin, where it’s collected and recirculated back into the pool. In some pools, the overflow is subtle. In others, overflow is emphasized to look like a waterfall.

Infinity pool pros

• Visual appeal: Infinity pools are valued for their striking aesthetic.
• Better water quality: A constant flow of water helps chemicals spread evenly through the pool and stops dirt and debris from building up.
• Customizations: You get to choose the pool depth, shape and where to place the “invisible” edge. To highlight the waterfall-like effect, you could also add features like underwater lighting.

Infinity pool cons

• Costly installation: Plumbing for infinity pools is complex. Careful engineering is needed to make sure the pool fits and functions properly in your yard.
• Needs a sloped site: Infinity pools typically overlook a scenic view with a natural slope. Pool installers may be able to create an artificial slope, if needed, but the extra construction could lead to a longer installation timeline and additional costs.
• Higher water usage: Water may evaporate faster from infinity pools than other types of pools, leading to frequent refills and higher water usage.

2. Lap pool

Lap pools can be in-ground or above-ground and are known for their narrow, long shape. A typical lap pool is about 9 feet wide and 45 feet long⁹ and 5 feet deep — perfect for swimming laps for fitness.

Lap pool pros

• Built for exercise: Just as the name implies, lap pools are ideal for swimming laps.
• Small-yard friendly: Lap pools are usually about 8 to 9 feet wide and 45 feet long. However, they can still provide an effective workout at only 30 feet long if you add resistance jets, making them a good option if space is tight.¹⁰
• Customizable options: Add-ons like jets and heaters can create a relaxing hydrotherapy environment for after you’ve finished your workout.

Lap pool cons

• Not safe for diving: Lap pools aren’t normally deep enough to dive safely.¹¹
• May require more space than expected: While lap pools have smaller footprints than full-size pools, you’ll still need to save space for plumbing, filtration and heating equipment, as well as steps or a ladder.
• Not practical for family fun: Lap pools lack the space and features that lend well to family gatherings.

3. Plunge pool

Plunge pools are compact pools usually no larger than 13 by 7 feet.¹² They can be in-ground, above-ground or partially in-ground and made from a variety of materials.

Plunge pool pros

• Perfect for tight spaces: If a small yard prevents you from installing a larger pool, a plunge pool may still be an option.
• Less water needed: Plunge pools require less water than other pool types.
• Potentially lower maintenance costs: Plunge pools may have lower maintenance costs, since there’s less space to keep clean. However, costs can vary depending on the materials used to build the pool.

Plunge pool cons

• Not fitness-friendly: Plunge pools tend to be too small for swimming laps. They’re just the right size for a quick cool-down.
• Not safe for diving: Plunge pools aren’t deep or wide enough for safe diving.
• Not ideal for entertaining: If you want to play pool games or splash around with friends and family, a plunge pool won’t be big enough.

4. Natural pool

Natural pools are maintained using natural methods instead of chemicals. They use good microbes, aquatic plants or both to create a living filter and self-sustaining ecosystem.¹³

Natural pool pros

• Eco-friendly: Chemical-free pools may be more environmentally friendly. A natural pool could also save water since they don’t need frequent water changes.
• Visually pleasing: Natural pools that use plants for filtration are designed to mimic ponds and may blend better into your yard’s natural landscape. Natural pools that only use good microbes may not look much different than other pool types.
• No chlorine: Some families prefer to avoid chlorine and other chemical methods of water treatment.

Natural pool cons

• Needs special care: If your natural pool is filtered by plants, you’ll need to learn how to care for them. Winterizing your natural pool might involve pruning, and opening your pool could involve replanting some plants.
• Requires complex setup: Not all pool contractors have the knowledge and materials to install or maintain a natural swimming pool. Those that do may charge a premium.
• Needs more space: Because part of the pool is dedicated to water filtration, natural pools may not be best for small yards.

5. Sloped-bottom pool

In sloped-bottom pools, the depth of the water gently increases. These types of pools are often — but not always — in-ground and usually range from about 3 to 4 feet deep in the shallow end to 6-8 feet in the deep end.¹⁴

Sloped-bottom pool pros

• Multiple depths: Sloped-bottom pools have both a shallow area and a deep end, making them great for families or mixed-age groups.
• Versatile: The gradual slope allows for a variety of pool activities, including wading, playing water games and swimming laps.
• Traditional design: Sloped-bottom pools are a classic choice and widely available, especially for in-ground builds.

Sloped-bottom pool cons

• Not ideal for all activities: The slope can limit space for activities where you need even footing, like water aerobics or volleyball.
• Less shallow space: Sloped-bottom pools offer less flat shallow areas, which may not be ideal for younger swimmers.
• Poorer water circulation: The varying depths mean that the water in your pool doesn’t circulate evenly, potentially leading to inconsistent heating and more chemicals.

How to choose the right type of pool for your home

Before you commit, think about how a pool will fit into your space, your budget, and your lifestyle. Ask yourself these questions.

What’s your budget?

Pools are expensive to install, with upfront costs for labor, materials, and construction. In-ground pools tend to be the costliest, sometimes as much as $120,000, but a large above-ground pool can cost up to $20,000 depending on size and materials.¹⁵ Consider how much you can afford to spend and compare costs from a few different vendors in your area to get realistic estimates.

For some extra support paying for pool installation and maintenance, consider applying for a OneMain pool loan to start the pool installation process now and spread the cost out with predictable monthly payments over time.

How much space do you have for a pool?

Squeezing a pool into a too-small area can lower your home’s value instead of adding to it. Be sure to leave room for essentials like a filter, heater and safety equipment — as well as space for poolside seating, storage and maintenance access.

How will you use the pool?

Knowing your goal could help you narrow down your options. If you’d rather relax by the water than swim laps or dive, a plunge pool could be the right fit. If exercise is your goal, a lap pool is likely the better choice.

Are aesthetics or function more important?

If you value function over appearance, you could save money on a larger pool by skipping extras like lighting or a custom shape. A smaller pool, on the other hand, might leave room in your budget for higher-end finishes that make a beautiful focal point for your yard.

Are you prepared for the cost of long-term pool care?

Expect higher utility costs. A pool filter or heater uses electricity every day, and replacing water lost to evaporation can drive up your water bill. In time, you might also need to make repairs or resurface the pool due to wear and tear. Planning for these costs up front could make them easier to manage.

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Build a backyard oasis that fits your budget

Buying a pool is an exciting investment in your home’s value and your family’s comfort and lifestyle. If you’re ready to take the plunge, talk to a licensed contractor to get a more accurate picture of the cost and timeline to install a pool in your own backyard.

Sources

1, 2 https://www.realtor.com/news/trends/dive-in-here-are-the-places-where-a-pool-adds-the-most-value-to-a-home/
3 https://www.hgtv.com/outdoors/outdoor-remodel/does-pool-add-value-home
4. https://www.angi.com/articles/how-long-does-it-take-build-pool.htm
5,15 https://www.nerdwallet.com/article/mortgages/inground-pool-cost
6. https://www.angi.com/articles/how-much-does-it-cost-install-fiberglass-pool.htm
7. https://schillerpools.com/how-deep-are-fiberglass-pools/
8. https://www.angi.com/articles/when-do-i-need-replace-my-pool-liner.htm
9, 10, 11. https://www.thespruce.com/what-is-a-lap-pool-2736848
12 https://www.thespruce.com/what-is-a-plunge-pool-7151552
13 https://www.hgtv.com/outdoors/outdoor-spaces/pools-and-water-features/natural-swimming-pools-101
14 https://poolbrokersusa.com/flat-bottom-vs-sloped-pool/