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No payments 'til 2020 and more money now1

No payments 'til 2020 and more money now

Now through November 30 open or renew a loan and make no payments until January 2020.1

1 No payments until January 2020 applies to loans opened or renewed on or after November 18, 2019. Offer void in Hawaii. All loans subject to our normal credit policies. Before you refinance your existing loan to obtain additional money, you should carefully consider the advisability of increasing your debt, your monthly obligations and the length of your repayment term.

Fill out the form below to check for prequalified offers. If you book a loan November 18–30, you’ll make no payments until January 2020. 2

2 If you choose to delay the due date of your first loan payment, you will owe additional interest under your loan.

All fields are required unless otherwise noted.

Personal Information

Important information about our Loan Amounts and Fees

We may email you to process your application, for account servicing or collections, to tell you about financial products and services and for other business purposes.

By providing my telephone number(s), I expressly consent and agree to receive voice calls using automatic telephone dialing systems, prerecorded or artificial voice messages and text messages by or on behalf of OneMain regarding the processing of my loan application, and if approved, for other transactional purposes, such as the collection and servicing of my account. This consent applies to any telephone number I provide to OneMain now or in the future, including a number for a cellular phone or other wireless device and a number that I later convert to a cellular phone or other wireless device.

We require the last 4 digits of your social security number to help verify your identity.

Do you own a vehicle?
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Monthly Net Income is your income each month after taxes and deductions, which may include your monthly salary, social security, pension or other sources of income. You do not need to include alimony, child support, or separate maintenance income unless you want to have it considered as a basis for repaying this loan.

Checking for prequalified offers won’t affect your credit score.

If married, you may apply for a loan separately from your spouse.

If you are applying for a joint account or an account that you and another person will use, you agree that you both intend to apply for joint credit.

If you are applying for individual credit in your own name and are relying on your own income or assets (except community property states, your separate income or assets) and not the income or assets of another person (or community property) for repayment of the credit requested, questions relative to marital status and to income resources and assets of the spouse's need not be answered. However, only the applicant's resources will be evaluated in determining creditworthiness.

State lending laws may restrict a lender’s ability to make more than one loan to the same borrower, may limit the total amount that can be loaned to the same borrower at one time, may require us to pay off existing loans in order to provide you with a new loan, or may prevent us from offering you the full loan amount you request.

A consumer report may be requested in connection with the processing of your application for credit. Upon request, you will be informed whether or not a consumer report was requested and, if such report was requested, informed of the name and address of the consumer reporting agency that furnished the report. Subsequent consumer reports may be requested or utilized in connection with an update, renewal, or extension of the credit.

The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law

Prequalified offers are not guaranteed, and you must apply for a prequalified offer to determine if you are approved for the offer. Applying for a prequalified offer may impact your credit score.