Help and Support Center
Making Loan Payments
It’s easy—just choose one of many convenient ways to pay:
Online: Make or schedule a payment at OMF.com/login using your bank account or debit card.
OneMain Mobile App: Make or schedule a payment from anywhere using your mobile phone or tablet. Download the OneMain app today in your app store.
AutoPay: Set up automatic, recurring payments using your bank account. Log in to your OneMain online account or download the OneMain app to choose the schedule that works for you.
Phone: Call 833-390-2034 and follow the automated prompts to pay using your bank account or debit card.
In-Branch: Visit any OneMain branch to pay using one of the following ways:
- Debit card
- Bank account
- Money order
- Check
Cash: Pay in cash at participating CVS®, 7-Eleven, Casey's General Store® or Family Dollar locations. Log in to your online account and choose cash as your payment method. Then follow the prompts to text a personalized code to your phone or ask your local OneMain branch for a code before making a payment.
Mail: Send a personal check, cashier’s check or money order to the address on your billing statement. You can always find your billing statement in your online account or OneMain app.
To cancel an upcoming, one-time payment, log in to your OneMain online account or the OneMain app and click Manage Payments.
To cancel or change a recurring payment, call 833-390-2034 .
AutoPay lets you set up automatic, recurring payments using your bank account.
Just log in to your OneMain online account or the OneMain app and click Enroll Now to set up hassle-free automatic payments with a schedule that works for you.
Need help setting up automatic payments? Call us at 833-390-2034.No, you can pay off your OneMain personal loan at any time without a prepayment fee.
To pay off your loan early, you can either:
- Pay an extra amount with every regularly scheduled monthly payment
OR
- Request a payoff quote, and then make a one-time payment for your total payoff amount
Visit your online account or contact your local branch to request a payoff quote.
For interest-bearing loans, principal payments can only be made with the help of a loan specialist. Please call 833-390-2034 when using a bank account or debit card.
You can also pay using a check or money order in-person at a OneMain branch. Just include your loan account number and “Principal payment” in the memo section of the check or money order.
Please contact your local branch or call 833-390-2034 so we can walk through your options.
It's important to remember that late or missed payments are reported to the credit bureaus and may stay on your credit report for up to seven years. Also, for daily simple interest loans, paying late can increase the amount of interest you owe. Learn more about daily simple interest loans.
We do our best to release motor vehicle liens within approximately 15 business days. Timing may vary depending on your state's laws. If you have more questions, contact your branch or call 833-390-2034.
Payments are due monthly, but you can pay more often if you'd like to. And there's no prepayment fee if you pay off your OneMain personal loan early.
If you sign up for AutoPay, you have the option to schedule your automatic payments weekly, bi-weekly, monthly or twice a month.
If you're having trouble paying, we may be able to help. Please call 833-390-2034 so we can walk through your options.
It's important to remember that late or missed payments are reported to the credit bureaus and may stay on your credit report for up to seven years. Depending on your state, missed payments may also result in late fees. Refer to your loan agreement for more detail. For daily simple interest loans, paying late can increase the amount of interest you owe. Learn more about daily simple interest loans.
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