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Personal Loan Calculator

If you’re considering a personal loan, it can help to see what you might pay each month.1 Use our simple loan payment calculator to create monthly payment options and picture how they could fit into your budget.

Just enter a loan amount, click “Calculate” and adjust the Annual Percentage Rate (“APR”) for instant examples.

APR represents the annual cost of a loan as a percentage, which take interest and other fees into account.


Use the (-) and (+) or slider to see how the APR affects payments.

Estimated monthly payment1
24 mos.
36 mos.
48 mos.
60 mos.

1 APR is usually higher than the interest rate, because it includes fees and other charges, in addition to interest.

This calculator is provided only for educational purposes. OneMain does not guarantee the accuracy or applicability of the calculators to your circumstances. The calculators are not intended to provide financial, insurance, tax, or legal advice.

Get more info on personal loans

Knowing more about personal loans can help you make a choice that works for you and achieve your financial goals. To better understand topics like loan terms and how to get a personal loan, check out these blogs:

Learn the basics of borrowing

Are you new to the world of borrowing money? If so, or if you could use a refresher, click below to learn how to improve your chances of getting approved, how to refinance a loan and much more.