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Loan Basics Resources

Understanding Prepayment Penalties on Personal Loans

Loan Basics

What Is a Prepayment Penalty on a Personal Loan?

Recurring payments or long-term financial planning.

Loan Basics

What is a Long-Term Personal Loan, and How Does it Work?

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Loan Basics

What Are Loan Scams, and How Do You Avoid Them?

Understanding the Key Differences Between Home Equity Loan and HELOC

Loan Basics

Home Equity Loan vs HELOC: What’s the Difference?

Comparing 401K Loans and Personal Loans: Which is right for you?

Loan Basics

401k Loan vs Personal Loan: What's the Difference?

A loan document with a dollar sign and a stopwatch, symbolizing loan maturity.

Loan Basics

What is a Loan Maturity Date?

A financial certificate with a dollar sign and security seal.

Loan Basics

What Is a CD Loan, and How Does it Work?

A bank with a financial document or loan agreement

Loan Basics

What is a Conventional Loan, and How Does it Work?

A visual representation of credit builder loans, showing financial documents and a credit score gauge.

Loan Basics

What is a Credit Builder Loan?

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OneMain Holdings, Inc.
601 N.W. Second Street
Evansville, IN 47708-1013

Copyright © 2025, All rights reserved.

State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) - CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) - NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418. Click here for the NMLS Consumer Access Database.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.