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Loan Basics Resources

Learn how Parent PLUS Loans work, including eligibility, borrowing limits, and repayment options.

Loan Basics

What is a Parent PLUS Loan, and How Does it Work?

Learn the key steps to prequalify for an auto loan and improve your chances of securing financing.

Loan Basics

How to Prequalify for an Auto Loan

Learn how a debt validation letter helps confirm and verify your debt information.

Loan Basics

What Is a Debt Validation Letter?

A quick overview of how principal payments work in loan repayment.

Loan Basics

What is a Principal Payment?

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Loan Basics

Can I Get a Title Loan Without the Title?

Explains how a variable interest rate can change over time based on market conditions.

Loan Basics

What is a Variable Interest Rate?

what is an installment loan

Loan Basics

What is an Installment Loan?

A quick overview of origination fees and how they impact your personal loan cost.

Loan Basics

What Is an Origination Fee on a Personal Loan?

Time and money go hand in hand in the loan approval process.

Loan Basics

How Long Does It Take to Get a Personal Loan?

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OneMain Holdings, Inc.
601 N.W. Second Street
Evansville, IN 47708-1013

Copyright © 2026, All rights reserved.

State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) - CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) - NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418. Click here for the NMLS Consumer Access Database.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.