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Loan Basics Resources

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Loan Basics

Is it Better to Lease or Buy a New Car?

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Loan Basics

What is Loan Underwriting, and How Does it Work?

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Loan Basics

Pros and Cons of Emergency Installment Loans

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Loan Basics

How to Transfer a Car Title

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Loan Basics

What Is a “Hard Money” Loan, and How Does it Work?

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Loan Basics

What Does it Mean to Default on a Loan?

Peer-to-peer lending connects borrowers directly with investors for easier, faster financing.

Loan Basics

What Is Peer-to-Peer Lending?

Understanding Prepayment Penalties on Personal Loans

Loan Basics

What Is a Prepayment Penalty on a Personal Loan?

Recurring payments or long-term financial planning.

Loan Basics

What is a Long-Term Personal Loan, and How Does it Work?

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OneMain Holdings, Inc.
601 N.W. Second Street
Evansville, IN 47708-1013

Copyright © 2025, All rights reserved.

State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) - CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) - NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418. Click here for the NMLS Consumer Access Database.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.