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Motorcycle Loans

Fuel your passion with a motorcycle loan.

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This won’t affect your credit score.

Hop on the back of your next dream machine with a personal loan to finance your motorcycle.1

Relaxation. Adrenaline. Freedom. No matter why you ride, a motorcycle loan could be your key to a new or used motorcycle or sports bike.

What is a motorcycle loan?

A motorcycle loan is a personal loan used to buy a motorcycle, ATV or any specialty vehicle. You can also use the funds to pay for other costs of living the lifestyle, like new gear or repair and maintenance work.2 With motorcycle financing, you can make payments over time and enjoy some fresh air and peace of mind right away.

Why should I choose OneMain to finance my motorcycle?

We understand people have different needs and personal tastes. You may want a cruiser while someone else wants a dirt bike. But when it comes to the nuts and bolts, we think all riders should benefit from the reliability of a fixed interest rate and fixed monthly payments. Plus, we have over 100 years of trusted lending experience. That’s a lot of clicks on the odometer.

Ready to kick start your motorcycle financing? See if you prequalify for a OneMain personal loan!

Benefits of a personal loan for purchasing a motorcycle include:

calendar

Fixed monthly payments

calculator

Fixed interest rate

Money

No prepayment fees

We can make motorcycle financing a breeze. See if you prequalify for a OneMain personal loan today.

Check for Offers

This won’t affect your credit score.

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Real stories of how OneMain customers used a personal loan for vehicle financing.3

“Fastest loan I've ever received! From initial application to final paperwork was approximately 2 days and they had to coordinate with one of their offices in another state to get the necessary paperwork for a title and VIN number. Thank you OneMain for helping my dream of owning a motorcycle again come true!”3

— Kathy G., 4/4/19

“Was amazed by the fact that I was approved for a loan. The whole process was smooth. Friendly and courteous employees. Thank you OneMain Financial for helping me to achieve my dream of ownership of a new motorcycle.”3

— James R., 3/21/19

3 These customer testimonials reflect individuals' personal experiences, so you may not have the same results

Ready to hit the road with your new or used motorcycle? Here are some tips to help save:

Pumping Gas
Easy Tips for Increasing Your Fuel Efficiency
Friends in car
How to Save Money on a Road Trip

Looking for something else? Check out these other uses for personal loans.2

Piggy Bank

Debt Consolidation4

Two People

Life Events

Boat

Recreation

Car

Auto Loans

Home

Home Projects

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1 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than eight years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $14,000. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

2 OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.

4 Important Notice About Refinancing or Debt Consolidation: When you refinance or consolidate your existing debts, your total finance charges over the life of the new loan may be higher than for your current debt(s) because your interest rate may be higher and/or your loan term may be longer.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC - Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC – NMLS # 1339418. PA: OneMain Financial Group, LLC – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418. Click here for the NMLS Consumer Access Database.

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