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Motorcycle Loans

Fuel your passion with a motorcycle loan

Ready to hit the road with a new or used motorcycle? We can help you get the money you need to turn the key on a new-to-you ride.

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What you get with every OneMain motorcycle loan

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Loans that work for your budget

Fixed payments and clear, upfront terms.

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Support from start to finish

One-on-one help from real people every step of the way.

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Money right when you need it

Quick decision. Money as fast as 1 hour after loan closing.1

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Cruise the open road with a OneMain Financial loan2

Relaxation. Adrenaline. Freedom. No matter why you ride, we understand people have different needs and personal tastes. Whether you want a cruiser, a dirt bike or a custom build, kick-start your motorcycle financing journey with OneMain.

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What is a motorcycle loan?

A motorcycle loan is a personal loan used to buy a motorcycle, ATV or any specialty vehicle. You can also use the funds to pay for other costs of living the lifestyle, like new gear or repair and maintenance work.3 With motorcycle financing, you can make payments over time and enjoy some fresh air and peace of mind right away.

Why choose OneMain for motorcycle financing?

When it comes to the nuts and bolts, we think all riders should benefit from the reliability of a fixed interest rate and fixed monthly payments. With OneMain, you can stay in your lane, while knowing exactly what to expect from your loan.

And, even after you’ve added plenty of clicks on the odometer, you’ll have access to budget-building resources, free credit score tracking and savings tools to grow your money know-how.

See how you can stretch your budget with a personal loan

Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.3,4

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Customers have relied on us for over 100 years

Here are some of our favorite shoutouts.5

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Need more info on motorcycle loans? You’ve come to the right place:

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Costs to Consider Before Buying a Motorcycle

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9 Different Types of Personal Loans to Know

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Answers to common customer questions

Other lenders may have different ways of evaluating applicants, but at OneMain, we work with a wide range of customer credit scores and take your whole financial picture into account to help you find a loan that’s right for you.

The amount of time you can finance a motorcycle loan varies by lender and customer, but OneMain Financial loans typically have repayment terms of 2-5 years.

We try to keep our loan requirements simple. Here are a few key things that can affect your eligibility:

  • Financial history / Credit history
  • Income and expenses
  • Loan purpose
  • Whether you have filed for bankruptcy
  • State of residence

You’ll need to be able to submit these documents before you close your loan (we may ask for more based on your unique situation):

  • Proof of identity (such as a driver’s license, state-issued ID card, passport, or available third-party verification service)
  • Proof of residence (such as a driver’s license with current address, utility bill, or signed lease)
  • Proof of income (such as pay stubs or tax returns)

You can simply check for personal loan offers, apply and have a response in minutes.6 Choose from affordable loan options once we verify your info, and if approved you can get money in hand as fast as 1 hour after loan closing.1

Take the next step and start your personal loan application today.

In addition to buying a new or used motorcycle, you can use this loan to pay for other costs of living the lifestyle, like new gear, storage or repair and maintenance work.

More questions? Check out more FAQs.