Home Improvement Loans
Apply for a home improvement or repair loan from $1,500 - $20,0001 and open the door to new value and comfort.
This won’t affect your credit score.
Loans that work for your budget
Fixed payments and clear, upfront terms.
Money right when you need it
Quick decision. Money as fast as 1 hour after loan closing.2
Support from start to finish
Real people in branches, on the phone and ready to help online.
Invest in your nest with a personal loan for home improvement
Whether it’s DIY or you’re using a contractor, you might need funds to pay for a home improvement project or repair ahead of time. By using a OneMain personal loan for your next home repair or renovation, you can get the money you need to improve your home now and pay it back over time with predictable monthly payments. Add value to your home or make an essential repair, while creating a gathering place your family can feel proud of.
See below if you’re prequalified for a home improvement loan.
Checking won’t affect your credit score.
How does a home improvement loan work?
Let’s say you’re updating your kitchen with more energy-efficient appliances and freshly painted cabinets or need to repair a leaky dishwasher and the resulting water damage. A personal loan can help you get the money you need up front to buy building materials, appliances or hire a contractor. That way you can get the money you need to take on the task – and spread out repayment with manageable monthly payments.
Instead of a loan from OneMain, an option for making home improvements or repairs is a home equity loan or home equity line of credit (HELOC), where you borrow against your home equity and use your home as collateral. Unlike OneMain personal loans, most HELOCs have variable interest rates and appraisal fees, which can cause costs to add up quickly.
Why should I choose OneMain to finance my home improvements or repairs?
At OneMain, we’re on the project right with you, working one-on-one to help you figure out if a home renovation or repair loan will get the job done – for you and your budget. With fixed payments and no surprise fees, you can borrow the money you need, knowing exactly what you’ll pay each month. And we’ll still be in your corner after the dust has settled, offering budget-building resources, free credit score tracking and savings tools to help you grow your money know-how.
Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.3,4
This won’t affect your credit score.
Here are some of our favorite shoutouts.5
