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Personal Loans for Home Improvement

  • Personal and auto loans from $1,500 to $30,0001
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Home improvements and repairs can add beauty, comfort and value to your home. However, the total price of labor and materials could add up. How you choose to fund your project is just as important as other critical decisions, such as the contractor you choose to do the work. If you want or need to make a home improvement but don’t have the available funds, a personal loan from OneMain may be something to consider.

With a personal loan, you can make payments over time but still get the work done now. Our loans also feature fixed interest rates and fixed monthly payments that might make it easier for you to budget. If you are approved for a loan, you can be on your way to a better quality of life at home!  

At OneMain, our personal loan specialists are committed to helping you find a loan for your needs and budget in a timely manner. Make your home improvement dreams come to life. Apply for a personal loan today.

Some typical home improvement and remodeling projects include:

KITCHEN REMODEL
BATHROOM REMODEL
REPLACEMENT WINDOWS
ROOF REPLACEMENT
GARAGE DOOR REPLACEMENT
HARDWOOD FLOORING
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Super easy to renew my loan to get extra cash for a bathroom remodel! I loved how quickly I got the money. Will recommend and use again! 2

Jessica W.6/5/18  

I needed some funding to finish repairing damage caused to my roof by Hurricane Irma. OneMain Financial was able to do that in one day. 2

James S.5/24/18  

2 These customer testimonials reflect individuals’ personal experiences, so you may not have the same results.

Most common uses 3

Piggy Bank

Debt Consolidation4

Two People

Life Events

Boat

Recreation

Car

Auto Loans

Home

Home Projects

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1 Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income, expenses and debts) and the availability of collateral. Loan amounts subject to state specific minimum or maximum size restrictions. Collateral offered must meet our criteria. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Residents in the following states are subject to the following loan size restrictions: California residents: $3,000 minimum loan amount. Florida and Texas residents: Unless you are a present customer, $8,000 maximum loan amount for unsecured loans. Georgia residents: Unless you are a present customer, $3,100 minimum loan amount. Maine residents: $7,000 maximum loan amount for unsecured loans. Ohio residents: $2,000 minimum loan amount. North Carolina and West Virginia residents: Unless you are a present customer, $7,500 maximum loan amount for unsecured loans. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

3 OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.

4 Important Notice if You Are Considering Debt Consolidation: Before you refinance your other debts with a new loan to reduce your total monthly debt payment, you should consider that the new loan may increase both the total number of monthly payments and the total amount paid over the term of the loan.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, and OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358. Click here for the NMLS Consumer Access Database.

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