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Personal loans for home improvement

Make your home feel new again.

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This won’t affect your credit score.

Add value and comfort to your home with a personal loan1 for home improvement.

Using a personal loan to fund your next home remodeling or renovation project could make your dreams a reality. With a personal loan, you can make payments over time but get the work started now. This way, you can enjoy your upgrades or repairs without the worry of paying one large bill at one time.

What’s the difference between a home equity loan and a personal loan for home improvement?

Home equity loans require you to use your home as collateral and may even require your home to be appraised. With a personal loan from OneMain, we might require collateral such as your car but it won’t be your home. You’ll also have the flexibility to use the funds however you want, like investing in energy-efficient appliances to save money in the long run.

Why should I choose OneMain to finance my home improvement?

We understand you might need funds to hire a contractor or pay for materials ahead of time. Our loan experts will work with you one-on-one to help you determine if a personal loan suits your budget and needs. And with fixed interest rates and fixed monthly payments, you’ll know exactly what to expect. Just think — you could get your money the same day if you’re approved by noon2, getting you that much closer to starting your bathroom remodel or roof replacement.

Today’s the day. See if you prequalify for a OneMain personal loan for home improvement!

Benefits of a personal loan for home improvement include:


No home appraisal costs


No prepayment fees


Fixed interest rate

Ready to turn your dreams into reality?See if you prequalify for a OneMain personal loan now.

Check for Offers

This won’t affect your credit score.

Real stories of how OneMain customers used their personal loan for home improvement.3

“Super easy to renew my loan to get extra cash for a bathroom remodel! I loved how quickly I got the money. Will recommend and use again.”3

— Jessica W., 6/5/18

“I needed some funding to finish repairing damage caused to my roof by Hurricane Irma. OneMain Financial was able to do that in one day.”3

— Jame S., 5/24/18

3 These customer testimonials reflect individuals' personal experiences, so you may not have the same results

Want more info on how home improvements could save you money? These can help: