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Auto Repair Loans

Get back on the road withoutbreaking the bank.

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This won’t affect your credit score.

Pay for all or some of your repair bill with an auto repair loan.1

From replacing auto parts to a full transmission repair, maintaining your vehicle can get costly. If you need help paying for routine service or urgent repairs, a personal loan could be the answer.

How does an auto repair loan work?

Let’s say you get a car repair bill for $1,500. If you take out a personal loan for that amount, you can pay off the mechanic now and spread out your payments over time. By having a fixed loan payment, you can expect to pay the same amount each month which could make it easier to budget. You’ll also have the option to pay off your loan early, at any time, with no prepayment fees.

Why should I choose OneMain to finance my car repairs?

We understand that some customers can’t wait weeks to get their car back. Our loan experts will work with you one-on-one to find a loan that fits your budget, which can help fix your car window or cosmetic repairs like scratches and dents. Plus, we’ve been down this road before. We’ve been a trusted lender for more than 100 years.

Today’s the day. See if you prequalify for an auto repair loan now!

Benefits of an auto repair loan include:


Fixed interest rate


Predictable monthly payments


No prepayment fees

Don’t wait to get the car repairs you need.See if you prequalify for a OneMain personal loan now!

Check for Offers

This won’t affect your credit score.

Real stories of how OneMain customers used their personal loan for auto repair.2

“I needed to get a loan to pay for my deductible on my car. I hit a deer and I cried for days knowing I couldn't come up with the money to get it repaired right away. I had a prescreened offer and I put an application for a loan and they called me right away. Anita helped me through the whole process. She is so wonderful for walking me through everything. Took her time to explain to me everything and any questions I had. I love how friendly she is. Thank you so much for helping me get my baby back!”2

— Kasie T., 2/20/20

“Our interaction with the Canandaigua office was great. We were in a bind with our truck that needed repaired. With no place else to turn to I called and the person we talk to was great we had our money in our bank the next morning. Would recommend to our friends.”2

— Kevin C., 10/29/19

2 These customer testimonials reflect individuals' personal experiences, so you may not have the same results

Want info on how to save on car repairs, too? These should help: