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Vacation Loans

Get the money you need to go places

Whether you need money for a family vacation, out-of-state celebration, or to visit a far-away loved one – we can help you get there. Apply for a vacation loan from $1,500 - $20,000.1

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What you get with every OneMain vacation loan

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Loans that work for your budget

Fixed payments and clear, upfront terms.

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Money right when you need it

Quick decision. Money as fast as 1 hour after loan closing.2

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Support from start to finish

Real people in branches, on the phone and ready to help online.

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Turn your travel dreams into reality with a personal loan for vacationing1

Don’t want to miss your sister’s special day, family reunion or anniversary celebration? When you need help with travel financing for a little extra vacation money, a personal loan could be just the ticket to help make it happen.


See below if you’re prequalified for a vacation loan.
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How does a vacation loan work?

A vacation loan can be used to fund nearly any travel-related expense.3 You could use it for plane tickets, hotels, vacation rentals or a cruise. And if you like to explore or dine out, a more spending money could really help you enjoy the full experience.

The benefit of taking out a loan for trip financing is you can book your travel, pay for everything now and repay the loan over time. So, if you need to visit family, take a delayed honeymoon or get the gang back together for an out-of-state getaway and you’re coming up short, a personal loan could be what you need to make it possible.

Why should I choose OneMain for my vacation loan?

Planning the perfect travel destination takes time. When you’re finally ready to take that well-earned break, a personal loan from OneMain could help you get there.

From application to closing, we take the time to listen closely and ask questions, so we can help you find a travel loan that works for you. Our loans also feature fixed interest rates and fixed monthly payments. That way, when you get back home from your trip, you’ll know exactly what to expect.

See how you can stretch your budget with a personal loan

Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.3,4

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Customers have relied on OneMain for over 100 years

Here are some of our favorite shoutouts.5

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Need more info on vacation loans? You've come to the right place:

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Answers to common customer questions

A vacation loan could give you the cash you need to make it to your best bud’s wedding, a romantic anniversary escape, or your out-of-state high school reunion. A OneMain vacation loan gives you the freedom to enjoy the important moments that matter in your life and pay it back over time.

If you’re considering using a personal loan to help stretch your travel budget, you can start by examining your financial situation. Before deciding to take out a vacation loan, it’s smart to think about the impact of increasing your debt and your other monthly expenses, among other things. Here are four steps to take before getting a personal loan.

If you need additional funds for upcoming travel, a vacation loan could help cover a variety of travel costs, like plane tickets, hotel rooms, car rentals and more. A personal loan lets you borrow money for your trip now and pay it back over a set period of time with predictable monthly payments.

If you’re wondering how to finance a vacation and considering a personal loan to make it possible, here’s a few questions to ask yourself before taking out a personal loan.

At OneMain our vacation loans can be secured (where you back it with collateral, like a motor vehicle) or unsecured (which doesn't need any collateral from you). Keep in mind that there are eligibility requirements such as the condition and age of your motor vehicle and proof of insurance. It’s also important to note: if a borrower defaults on a secured loan, the lender has the right to take the collateral.

More questions? Check out more FAQs.