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Vacation Loans

Get the money you need to go places.

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This won’t affect your credit score.

Turn your dreams into reality with a personal loan for vacation.1

Feeling outdoorsy? Romantic? Burnt out? If you need help with vacation financing, a personal loan could be the ticket.

How does a vacation loan work?

A vacation loan can be used to fund nearly any travel-related expense.2 You could use it for plane tickets, hotels, vacation rentals, transportation or a cruise. And if you like to explore or dine out, a little extra spending cash could help you enjoy a full experience.

The benefit of taking out a loan to travel is you can book your trip, pay for everything now and repay the loan over time. So, whether it’s a quick weekend getaway, your honeymoon or a long holiday vacation, you can book the trip you want without the worry.

Why should I choose OneMain to finance my vacation?

At OneMain, we understand that each customer is unique. That’s why we take the time to ask questions, listen and find the right travel loan options that work for you. Our loans also feature fixed interest rates and fixed monthly payments. This way, when you get back from your amazing trip, you’ll know exactly what to expect.

Today’s the day. Apply for a OneMain vacation loan now!

Benefits of a vacation loan include:

Calendar

Predictable monthly payments

Calculator

Fixed interest rate

Money

No prepayment fees

Ready to pack your bags?Apply Now!

Check for Offers

This won’t affect your credit score.

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Real stories of how OneMain customers used a personal loan for vacation.3

“I am very happy with their service, they were able to complete my loan in just a few hours and I had my funds available two days later, I was able to go on my vacation as planned. Thank you OneMain Financial.”3

— Gerry G., 10/30/18

“I've been using OneMain for years and I can depend on getting extra cash after making regular payments for a year. I've used them for car repairs and vacations to name a couple. They are very kind and quick to respond and deliver.”3

— Yvette W., 9/8/18

3 These customer testimonials reflect individuals' personal experiences, so you may not have the same results

Want more info on how to save money on a vacation?These might help:

Man carrying woman
Big Vacation Fun for a Smaller Price Tag
Ways to save money on vacation
Planning a trip? Save Money on Food, Fun and More
Freinds driving in car
How to Save Money on a Road Trip

Looking for something else? Check out these other uses for personal loans.2

Piggy Bank

Debt Consolidation4

Two People

Life Events

Boat

Recreation

Car

Auto Loans

Home

Home Projects

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1 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than eight years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $14,000. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

2 OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.

4 Important Notice About Refinancing or Debt Consolidation: When you refinance or consolidate your existing debts, your total finance charges over the life of the new loan may be higher than for your current debt(s) because your interest rate may be higher and/or your loan term may be longer.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC - Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC – NMLS # 1339418. PA: OneMain Financial Group, LLC – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418. Click here for the NMLS Consumer Access Database.

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