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MEDICAL LOANS

Feel better about paying your medical expenses.

Check for Offers

This won’t affect your credit score.

A personal loan can help cover medical expenses like hospital bills, dental work or other medical-related treatments.1

Finding out you or a loved one needs medical attention can be a lot to deal with. Or, if a medical emergency strikes, the emotions and shock can be overwhelming. If you need help financing medical procedures, planned or unplanned, a personal loan could be the remedy.

How does a medical loan work?

Medical loans are personal loans that can be used for medical financing. In some cases, procedures or medical devices might cost too much to pay for out-of-pocket. And even if you have insurance, you may owe a large deductible that could be beyond your budget.

By taking out a personal loan, you can pay for what you need now and repay the loan over time. This can give you peace of mind to focus on what matters most: your health.

Why should I choose OneMain to finance my medical expenses?

At OneMain, we understand that finding the money for medical costs can be stressful. That’s why we take the time to ask questions, listen and find a personal loan that works for you. Plus, our loans feature fixed interest rates and fixed monthly payments. This way, as you recover or continue treatment, you’ll know exactly what to expect.

Take the pain out of paying for medical bills. See if you prequalify for a OneMain personal loan.

Benefits of a medical loan include:

Calendar

Predictable monthlypayments

Calculator

Fixed interestrate

Money

No prepaymentfees

Get the funds you need for the care you need.See if you prequalify for a OneMain personal loan.

Check for Offers

This won’t affect your credit score.

FIND A BRANCH

Real stories of how OneMain customers used a personal loan for medical expenses.2

“You did a great job helping me out with this loan. I was able to pay off a bunch of credit cards and some medical bills that were hanging around for some time. Thank you.”2

— James S., 3/10/20

“They took into consideration my entire picture and my responsible attitude towards my obligations. They looked beyond my credit score of high debt and handled my situation with the care and attention I needed. I had unexpected high medical bills and they gave me advice on how to handle my financial situation.”2

— Sandi L., 2/27/20

2 These customer testimonials reflect individuals' personal experiences, so you may not have the same results

Want more info on how to prepare for medical-related costs? These might help:

Couple fixing Appliance
How to Handle Unexpected Expenses
Woman with bills
How to Get Help With Medical Bills
Money Jar
How to Build an Emergency Fund

Looking for something else? Check out these other uses for personal loans.3

Piggy Bank

Debt Consolidation4

Two People

Life Events

Boat

Recreation

Car

Auto Loans

Home

Home Projects

OneMain Holdings, Inc.601 N.W. Second Street Evansville, IN 47708-1013

Copyright © 1996-2020, All rights reserved.

1 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $14,000. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

3 OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.

4 Important Notice About Refinancing or Debt Consolidation: When you refinance or consolidate your existing debts, your total finance charges over the life of the new loan may be higher than for your current debt(s) because your interest rate may be higher and/or your loan term may be longer.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC - Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. CT: OneMain Consumer Loan, Inc. - NMLS # 937358. NH: OneMain Financial Group, LLC – NMLS # 1339418. PA: OneMain Financial Group, LLC – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418. Click here for the NMLS Consumer Access Database.

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