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Feel better about paying your medical expenses.

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This won’t affect your credit score.

A personal loan can help cover medical expenses like hospital bills, dental work or other medical-related treatments.1

Finding out you or a loved one needs medical attention can be a lot to deal with. Or, if a medical emergency strikes, the emotions and shock can be overwhelming. If you need help financing medical procedures, planned or unplanned, a personal loan could be the remedy.

How does a medical loan work?

Medical loans are personal loans that can be used for medical financing. In some cases, procedures or medical devices might cost too much to pay for out-of-pocket. And even if you have insurance, you may owe a large deductible that could be beyond your budget.

By taking out a personal loan, you can pay for what you need now and repay the loan over time. This can give you peace of mind to focus on what matters most: your health.

Why should I choose OneMain to finance my medical expenses?

At OneMain, we understand that finding the money for medical costs can be stressful. That’s why we take the time to ask questions, listen and find a personal loan that works for you. Plus, our loans feature fixed interest rates and fixed monthly payments. This way, as you recover or continue treatment, you’ll know exactly what to expect.

Take the pain out of paying for medical bills. See if you prequalify for a OneMain personal loan.

Benefits of a medical loan include:


Predictable monthlypayments


Fixed interestrate


No prepaymentfees

Get the funds you need for the care you need.See if you prequalify for a OneMain personal loan.

Check for Offers

This won’t affect your credit score.

Real stories of how OneMain customers used a personal loan for medical expenses.2

“You did a great job helping me out with this loan. I was able to pay off a bunch of credit cards and some medical bills that were hanging around for some time. Thank you.”2

— James S., 3/10/20

“They took into consideration my entire picture and my responsible attitude towards my obligations. They looked beyond my credit score of high debt and handled my situation with the care and attention I needed. I had unexpected high medical bills and they gave me advice on how to handle my financial situation.”2

— Sandi L., 2/27/20

2 These customer testimonials reflect individuals' personal experiences, so you may not have the same results

Want more info on how to prepare for medical-related costs? These might help: