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Hit the water in your own boat.

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This won’t affect your credit score.

Get the funds you need to start making waves.1

Whether you dream of cruising fast in a speedboat or fishing all day in a pontoon, a boat loan could help you cast off.

What is a boat loan?

A boat loan is a personal loan used to buy any type of recreational boat, such as a motorboat, sailboat or fishing boat. In some states you may even use the boat you purchase as collateral for the loan. You can also use the money to pay for other costs of living the boat life, like dock fees, maintenance, repairs and winterizing.2 And by choosing to finance your new or used boat with a personal loan, you can get on the water now and make payments over time.

Why should I choose OneMain for boat financing?

At OneMain, we understand you may be anxious to set sail or fire up your outboard motor. Our loan experts will work with you one-on-one to find a personal loan that works for you in a timely manner. And with fixed interest rates and fixed monthly payments, you’ll know exactly what to expect. Plus, this isn’t our maiden voyage. We’ve been a trusted lender for over 100 years.

Ready to pull anchor and get going? See if you prequalify for a OneMain personal loan!

Benefits of a boat loan include:


Fixed monthly payments


Fixed interest rate


No prepayment fees

We can make boat financing smooth sailing.Check if you prequalify for a OneMain personal loan today.

Check for Offers

This won’t affect your credit score.

Real stories of how OneMain helps its customers.3

“It was so easy to get the funds necessary. Will definitely use OneMain again. Thanks so much.”3

— Martha D., 3/24/20

“You helped me get the boat of my dreams and the money I spent went to a young man's college tuition. It was a true gift. Thank you and I'll never be late on my payment. Again thank you so much.”3

— William B., 9/11/2019

3 These customer testimonials reflect individuals' personal experiences, so you may not have the same results