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Wedding Loans

Plan the wedding you’ve always dreamed of.

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This won’t affect your credit score.

Get the funds you need to make your big day special.1

Your wedding can be one of the happiest — and most expensive — days of your life. The average cost of a wedding is over $33,000, and as you start to gather quotes, you may be shocked at the pricing of some goods and services.2 If you’re searching for a way to cover your wedding costs, a personal loan could be “the one.”

How can I use a personal loan to help finance my wedding?

Your wedding loan can be used for almost anything you need before, during and after the ceremony.3 You could use it for the rings and a wedding dress or to book a photographer and reception venue. And if you’re planning a honeymoon, a little extra could go a long way.

The benefit of a wedding loan is you can pay for everything now and repay the loan over time. For some people, paying for so many things in a short period of time can feel overwhelming. By using a wedding loan, you can knock things off your list and enjoy some peace of mind.

Why should I choose OneMain?

At OneMain, we understand no two weddings are the same. That’s why we take the time to ask questions, listen and find a solution that works for your wedding budget. And with fixed interest rates and fixed monthly payments, you can plan ahead knowing if you pay on time your payment will always be the same.

Today’s the day. See if you prequalify for a OneMain personal loan!

Already hitched and have wedding debt to pay off? A debt consolidation loan could help.4

Benefits of a wedding loan include:

Calculator

Predictable monthly payments

Dollar Sign

Fixed interest rate

Money

No prepayment fees

Ready to say “Yes” to a personal loan for your wedding?See if you prequalify!

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This won’t affect your credit score.

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Real stories of how OneMain customers used a personal loan to finance their wedding.5

“The staff at the Kenosha office is great. This loan was for our son’s wedding and it was quick and easy. I pay my loans weekly with OneMain and get it paid down which saves me money overall. This is my second loan with the Kenosha office and plan on using them again for future loans.”5

— Randy J., 2/19/19

“Beth made it so easy for us to reload for our daughter’s wedding. Will always use this office in the future if needed.”5

— John F., 2/5/19

5 These customer testimonials reflect individuals' personal experiences, so you may not have the same results

Want more info on how to save money on a wedding?
 These might help:

Wedding Flowers
How to plan a budget wedding
Cookies and Candy
Tips to manage your wedding budget
Wedding Decorations
7 ways to plan a wedding shower on a budget

Looking for something else? Check out these other uses for personal loans.3

Piggy Bank

Debt Consolidation4

Two People

Life Events

Boat

Recreation

Car

Auto Loans

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Home Projects

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1 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $14,000. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

2 Jacobs, Sarah. “The average wedding cost in America is over $30,000 — but here's where couples spend way more than that.” BusinessInsider.com. https://www.businessinsider.com/average-wedding-cost-in-america-most-expensive-2018-3(accessed February 8, 2019).

3 OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.

4 Important Notice About Refinancing or Debt Consolidation: When you refinance or consolidate your existing debts, your total finance charges over the life of the new loan may be higher than for your current debt(s) because your interest rate may be higher and/or your loan term may be longer.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC - Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC – NMLS # 1339418. PA: OneMain Financial Group, LLC – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418. Click here for the NMLS Consumer Access Database.

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