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Auto Refinance

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Get a loan that better fits your needs

Does your current loan leave you looking for options to improve your situation? If you have never considered an auto refinance loan, it could be the key to lower monthly payments and keeping more money in your pocket.

With an auto refinance loan, you can pay off your current auto loan and get a new loan with terms that better fits your needs. Depending on your circumstances, you may be able to lower your APR or reduce your monthly payment.

At OneMain, our personal loan specialists are committed to helping you find a loan for your needs in a timely manner. If you love your car but not the size of the payments you're making, apply for a OneMain auto refinance loan today.

Possible benefits of auto refinancing include:

LOWER APR
LOWER MONTHLY PAYMENT
SHORTER OR LONGER
PAYMENT TERMS
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I received excellent customer service from Dan, Trina & Dorothy and the rest of staff at the Salisbury office. They were very courteous and understanding to my needs and concerns. Really good experience. 2

Ronald B.6/5/18

OneMain has always treated me with respect and appreciation. They make me feel welcome and that they appreciate my business. Staff is always extremely friendly and professional. Process is quick and well explained and they have always been there for me. I have been back a few times to them and will continue to go to them. Overall one of my best financial experiences. 2

Thomas R.6/4/18

2 These customer testimonials reflect individuals’ personal experiences, so you may not have the same results.

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1 Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income, expenses and debts) and the availability of collateral. Loan amounts subject to state specific minimum or maximum size restrictions. Collateral offered must meet our criteria. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Residents in the following states are subject to the following loan size restrictions: California residents: $3,000 minimum loan amount. Florida and Texas residents: Unless you are a present customer, $8,000 maximum loan amount for unsecured loans. Georgia residents: Unless you are a present customer, $3,100 minimum loan amount. Maine residents: $7,000 maximum loan amount for unsecured loans. Ohio residents: $2,000 minimum loan amount. North Carolina and West Virginia residents: Unless you are a present customer, $7,500 maximum loan amount for unsecured loans. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

3 OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.

4 Important Notice if You Are Considering Debt Consolidation: Before you refinance your other debts with a new loan to reduce your total monthly debt payment, you should consider that the new loan may increase both the total number of monthly payments and the total amount paid over the term of the loan.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, and OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358. Click here for the NMLS Consumer Access Database.

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