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Auto Refinance

  • Personal and auto loans from $1,500 to $25,000*
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  • Over 10 million customers served
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Get a loan that better fits your needs

Does your current loan leave you looking for options to improve your situation? If you have never considered an auto refinance loan, it could be the key to lower monthly payments and keeping more money in your pocket.

With an auto refinance loan, you can pay off your current auto loan and get a new loan with terms that better fits your needs. Depending on your circumstances, you may be able to lower your APR or reduce your monthly payment.

At OneMain, our personal loan specialists are committed to helping you find a loan for your needs in a timely manner. If you love your car but not the size of the payments you're making, apply for a OneMain auto refinance loan today.

Possible benefits of auto refinancing include:

LOWER APR
LOWER MONTHLY PAYMENT
SHORTER OR LONGER 
PAYMENT TERMS
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I am ecstatic that I was approved for a loan and got my car balance paid in full. Not only will my credit score go up but my new payment is much lower. It was quick and easy and no hassles. Great way to build credit and have a few dollars to do things that I didn't have the cash for. Thanks [Springleaf]! +

Anna D.

[Springleaf] treats you like a human being when you are not in the best of situations. They even figured out how to do the loan differently and refinance our auto to save us on our monthly car payment that offset the loan payment we were getting from them. I would use them again in an instant. +

Lisa S.

+These customer testimonials reflect individuals’ personal experiences, so you may not have the same results. The testimonials were submitted for Springleaf, which has changed its name to OneMain.

Other uses of a OneMain personal loan: †

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OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities

†Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts subject to state specific minimum or maximum size restrictions. Collateral offered must meet our criteria.  Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

CA minimum loan amount is $3,000. GA minimum loan amount is $1,500 for present customers and $3,100 for others.

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CA: OneMain Financial Group, LLC and OneMain Financial Services, Inc. and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Financial of Pennsylvania, Inc. and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities. RI: OneMain Consumer Loan, Inc., Rhode Island Licensed Lender and Licensed Small Loan Lender.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, OneMain Financial of Washington, Inc. - Consumer Loan Company License - NMLS # 36167, OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358 and OneMain Financial Services, Inc. - Consumer Loan Company License - NMLS # 1056. Click here for the NMLS Consumer Access Database.