Flowers laid near a burial in a cemetery.

Funeral Loans

Support to cover the cost of saying goodbye

If you're laying a loved one to rest, a funeral loan could help you ease the burden in a tough time. We offer funeral loans from $1,500 - $20,000.1

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This won’t affect your credit score.

What you get with every OneMain funeral loan

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Loans that work for your budget

Fixed payments and clear, upfront terms.

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Money right when you need it

Quick decision. Money as fast as 1 hour after loan closing.2

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Support from start to finish

Real people in branches, on the phone and ready to help online.

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Get the money you need to honor a life, with a OneMain funeral loan

Coping with a loss is difficult enough without the added concern of funeral expenses. Whether you need help financing an end-of-life plan, a memorial or sudden funeral costs, a loan for funeral expenses could be the answer. Our loans can help you turn your attention away from financial worries during a difficult time.

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What is a funeral loan?

A funeral loan is a personal loan that can be used to help cover different aspects of funeral arrangements, such as funeral home services, transportation or travel costs, caskets, urns, gravesite plots, and more. You could get the money you need to help you pay for immediate expenses and repay the loan over time — with a clear payoff date, so there are no surprises.

Why should I choose OneMain for a funeral loan?

We understand how difficult — and time sensitive — this moment can be. That’s why we work quickly to help you find a loan that fits your needs and budget. You can apply in minutes, and in some cases, receive funds as soon as one hour after signing.

Plus, our loans feature a fixed interest rate and predictable monthly payments that stay the same for the duration of the loan, making it easier for you to manage your budget. And, we continue to stay by your side, giving you access to budget-building resources, free credit score tracking and savings tools.

See how you can stretch your budget with a personal loan

Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.3,4

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Customers have relied on OneMain for over 100 years

Here are some of our favorite shoutouts.5

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Here are some more helpful resources on funeral loans:

Answers to common customer questions