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FUNERAL LOANS

Get help with funeral costs.

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This won’t affect your credit score.

The funds you need during this difficult time.1

If you need help paying for a funeral, a personal loan could be an option.

How does a funeral loan work?

A funeral loan is a personal loan used to pay funeral expenses.2 The average funeral cost of over $7,000 includes things you may expect including the casket, funeral home services and gravesite.3 However, if you have additional funeral plans such as travel and hotel, the total amount could be higher. By financing funeral costs with a personal loan, you can focus on what matters most right now and pay back the loan over time.

Why should I choose OneMain?

Our dedicated personal loan specialists will guide you in finding a loan that fits your needs and budget in a timely manner. Plus, our loans feature fixed interest rates and fixed monthly payments. This can make it easier to plan ahead knowing that your payment will always be the same.

We may be able to help with the burden of funeral costs. See if you prequalify for a OneMain personal loan.

Our funeral loans come with:

Calendar

Fixed monthly payments

Calculator

Fixed interest rate

Money

No prepayment fees

Don’t let concern over funeral expenses weigh on your mind.Check if you prequalify for a OneMain personal loan today.

Check for Offers

This won’t affect your credit score.

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Real stories of how OneMain helped its customers.4

“I love this company they help me in a time of need with my funeral expenses for my father I can’t be anymore grateful than what I'm that I was able to send him home gracefully.”4

— Grace A., 2/1/19

“OneMain Financial has always been there for us. When things were hard and credit scores not what big name banks want, OneMain was much more than a big bank. They were and are our friends in the time of need and I recommend this company to anyone needing some financial help. Thanks for all you have done for us.”4

— Julie W., 2/27/19

4 These customer testimonials reflect individuals' personal experiences, so you may not have the same results

Want to learn more about personal loans?These can help:

Woman budgeting
Personal Loan Terms to Know Before You Apply
Lady with paper work
Can I Improve My Chances of Getting a Loan Approved?
Man with laptop and phone
How to Get a Personal Loan

Looking for something else? Check out these other uses for personal loans.2

Piggy Bank

Debt Consolidation5

Two People

Life Events

Boat

Recreation

Car

Auto Loans

Home

Home Projects

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1 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $14,000. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

2 OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.

3 Josephson, Amelia. “How Much Does the Average Funeral Cost?” Smartasset.com. https://smartasset.com/life-insurance/how-much-does-the-average-funeral-cost (accessed April 15, 2019).

5 Important Notice About Refinancing or Debt Consolidation: When you refinance or consolidate your existing debts, your total finance charges over the life of the new loan may be higher than for your current debt(s) because your interest rate may be higher and/or your loan term may be longer.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC - Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC – NMLS # 1339418. PA: OneMain Financial Group, LLC – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418. Click here for the NMLS Consumer Access Database.

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