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Funeral Loans

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When coping with the loss of a loved one, it may be difficult to make arrangements to provide for a funeral. If you’ve recently lost someone and are in need of financial assistance, a personal loan from OneMain may be able to help.

With a personal loan, you can spread out your payments over time so you don’t have to pay for all the funeral costs at once. We offer a quick application process and you could get your funds as soon as today, if approved by noon.2 By having a fixed loan payment, you can expect to pay the same amount each month. If you choose to pay off your loan early, you can do so at any time with no pre-payment fees.

At OneMain, we want to help you focus on what matters most during these difficult times. Our dedicated personal loan specialists will guide you in finding a personal loan for your needs and budget in a timely manner. If you need financial assistance to help with funeral costs, apply for a personal loan today.

2 Funding Options; Availability of Funds: Loan proceeds may be disbursed by check, Automated Clearing House (ACH) deposit, or a prepaid card.  ACH disbursements can take approximately 1 to 2 business days depending on the time of loan closing. Prepaid card disbursements are limited to the first $10,000 of the loan amount and are available immediately upon activation of the prepaid card.  Prepaid cards are not available in all locations, including California, and are not available to active duty military, their spouse or dependents covered by the Military Lending Act.

What can I use my OneMain loan for?

BURIAL PLOTS AND CASKETS
FUNERAL COSTS
BURIALS OR CREMATIONS
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Great experience! OneMain Financial allowed me to borrow money at a time of need. Even with my poor credit score, thank you OneMain. 3

Natcha6/5/18

The process was simple and we received our money the very next morning. Rates aren't too bad either, especially not compared to a payday loan. You have the option to pay off early as well. 3

Ashley M.6/5/18

3 These customer testimonials reflect individuals’ personal experiences, so you may not have the same results.

Most common uses 4

Piggy Bank

Debt Consolidation5

Two People

Life Events

Boat

Recreation

Car

Auto Loans

Home

Home Projects

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1 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Loan approval depends on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. APR’s are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

4 OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.

5 Important Notice if You Are Considering Debt Consolidation or Refinancing: Before you refinance your other debts with a new loan to reduce your total monthly debt payment, you should consider that the new loan may increase both the total number of monthly payments and the total amount paid over the term of the loan.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial Group, LLC - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, and OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358. Click here for the NMLS Consumer Access Database.

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