A camper van on a mountain road at sunset.

RV Loans

Dreaming of the open road? Get rolling with a OneMain RV loan

Whether you’re dreaming of a family road trip or a solo journey, our flexible RV financing options can help you hit the road with ease. Apply for an RV loan from $1,500 to $20,000 and embark on your next adventure.

Check for offers

This won’t affect your credit score.

What you get with every OneMain RV loan

Icon showing calculator on top of a piece of bill

Loans that work for your budget

Fixed payments and clear, upfront terms.

Icon showing a dollar bill with a stop watch

Money right when you need it

Quick decision. Money as fast as 1 hour after loan closing.1

Icon showing two hands performing a 'high five'

Support from start to finish

Real people in branches, on the phone and ready to help online.

A man relaxing in a chair outside his camper van in a grassy field.

Don’t leave your RV dreams parked in the driveway. Set your travel dreams in motion with an RV loan made for you

From camping to cross-country road trips, RVs are a great way to travel and experience the outdoors. If you’re in the market for a new or pre-owned recreational vehicle, a OneMain RV loan could help you invest in the freedom of the open road—on your own terms.

Check for offers

Checking won’t affect your credit score.

What is an RV loan?

An RV loan is a personal loan that can be used to buy a recreational vehicle. Whether it’s a motorized RV, camper, fifth-wheel or pop-up trailer, you can use the money to buy a motor home or accessory that fits your lifestyle.2 And by financing your RV with a personal loan, you can hit the road now and pay back the loan over time.

Why should I choose OneMain for my RV loan?

At OneMain, we understand each customer is unique. You may need a trailer while someone else needs a camper. But when it comes to standard features, we think every loan should come with a fixed interest rate and fixed payments. Plus, as a trusted lender for over 100 years, we’ve been down this road before.

See how you can stretch your budget with a personal loan

Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.2,3

Man sitting in drivers seat of car smiling with salesperson standing in open door
Auto purchase loans
Middle aged couple hugging outside of home near the front steps
Debt consolidation
A man and woman holding blue buckets to catch water leaking from ceiling
Emergency loans
Man and woman driving in a older two seat convertible while the woman holds her hands up enjoying the ride
Auto refinance loans
A doctor sitting down with a male patient in a medical office going over the patients chart
Medical loans
Man and woman leaning on a blue car on a nice day next to a body of water with hills in the background
Cash out refinance
Man and a Woman working together on a home improvement project laying floor tiles
Home improvement
An adult helping a child take a box out of a moving truck
Moving loans
A newly married couple embracing each other and dancing at their wedding
Wedding loans
A man with protective eyewear stands under a raised car to perform maintenance on it while another man talks with a customer in the background
Auto repair loans
A man in the pool with his arms out ready to catch his daughter jumping into the pool
Pool loans
A family of four walking on the beach while the man carries a child on his shoulders and the woman holds hands with a child
Vacation loans
A woman fixing a raised motorcycle
Motorcycle loans
'Two women smiling and enjoying themselves while setting up camp around their RV
RV loans
Two men riding a smaller boat on a lake with mountains in the background
Boat loans
flowers
Funeral loans
Check for offers

This won’t affect your credit score.

Customers have relied on OneMain for over 100 years

Here are some of our favorite shoutouts.4

trustpilot-logo

Need more info on RV loans? You've come to the right place:

An illustration of documents with a dollar sign and a checkmark symbol, suggesting financial approval or loan documentation.

9 Different Types of Personal Loans to Know

Read More
Dad and son smiling in their tent while camping

Ways to Save on Summer Travel

Read More
Image description unavailable

Car Buying Checklist: 6 Steps to Take Before Buying a Car

Read More

Answers to common customer questions

We work with a wide range of customer credit scores and take your whole financial picture into account to help you find a loan that’s right for you.

If you’re concerned about whether or not you can get a loan to buy an RV, using collateral may improve your chances of getting approved. It could even give you access to lower RV loan rates, lower monthly payments or more money. Once approved, a secured loan can also be a great tool to help you build credit.

It’s important to note that if a borrower defaults on a secured loan, the lender has the right to take the collateral.

Still wondering if an RV loan from OneMain is right for your situation? We can help. Just call us at 844-859-5091.

Here are a few things that affect your eligibility:

  • Financial history
  • Credit history
  • Income and expenses
  • Loan purpose
  • Whether you have filed for bankruptcy
  • How much money you want to borrow
  • State of residence

Before you close your loan, OneMain will need the following documentation from you:

  • Proof of identity (such as driver’s license, state-issued ID card, passport, or available third-party verification service)
  • Proof of residence (such as driver’s license with current address, utility bill or signed lease)
  • Proof of income (such as pay stubs or tax returns)

We may ask for more information based on your unique situation.

Take the next step and start your personal loan application today.

From the start of the application to receiving the funds, getting your money could happen as quick as one day.*1

Completing the online loan application: Takes just minutes to complete and see your offers.*

Signing your loan documents: After final loan approval, signing your closing documents takes about 30-45 minutes.

Receiving your funds: When using your debit card to receive funds, you can get your money as soon as an hour after signing the loan docs. Funds can also be paid out by direct deposit (ACH), which are available approximately 1-2 banking days after loan closing. A check can be issued as soon as the same day as the closing.1

*Timing may vary based on: when you submit your application, how many documents are needed for approval, and how long it takes for OneMain to receive, review and verify those documents, as well as whether your loan is secured by collateral, among other factors.

More questions? Check out more FAQs.