Fund your goals with a personal loan at our
Ready to close your loan? Here’s what you’ll need
Before closing a loan in a branch or from home, you should have the following documents on hand:
- Proof of identity (such as a driver’s license, state-issued ID card, passport, or available third-party verification service)
- Proof of residence (such as a driver’s license with current address, utility bill, or signed lease)
- Proof of income (such as pay stubs or tax returns)
We may ask for more info based on your unique situation. Talk to your loan specialist about what’s needed before closing by phone or making a trip to a OneMain Financial location.
Customers have relied on OneMain for over 100 years
Whether you're consolidating debt, paying off medical bills or covering an emergency expense, we keep it clear and easy to help you find a loan that works best for you.1,2
- Loan amounts from $1,500 – $30,0003
- Loan terms from 24–60 months3
- Fixed rates ranging from 11.99% – 35.99% APR3
See if you’re prequalified for a secured or unsecured personal loan online, by phone or in your local OneMain branch. If approved, you can get the money you need as soon as 1 hour after closing.4
This won’t affect your credit score.
Want one-on-one assistance?
Call today to schedule an appointment with one of our loan specialists at a branch near you. With after-hours appointments now available, you can find a time that works for you.
Have questions? Find answers at the link below.
FAQ page
We'll help you take the next steps.
We’re here for you
Great barbecue, historic Beale Street music and the mighty Mississippi River are all part of the story of Memphis, Tennessee. Memphis’ culture and economy make our city one of the most significant cities in the South. Our local Memphis OneMain Financial is proud to serve the residents of Memphis. If you’re considering a debt consolidation loan or refinancing your current auto loan, the team at Memphis OneMain Financial wants to talk personal loans with you. Our local Memphis loan specialists are here to sit down with you and go over your personal loan options. We even offer after-hours appointments to better accommodate your schedule.
Simple application
OneMain wants to make your loan process as easy as possible. You can apply online, speak with one of our loan specialists over the phone or visit the Memphis branch today.
The right loan
Let our team at the Memphis branch help you take the next step toward achieving your goals with a personal loan. We offer secured and unsecured personal loans from $1,500 to $30,000.3 With fixed interest rates and fixed monthly payments, understanding your new budget will be simple.
Fair terms
All our personal loans have fixed rates, fixed payments and no prepayment fees.3 Once you’re approved, you’ll borrow a set amount of money and pay it off with monthly payments over a scheduled period of time. Keep your mind at ease knowing there won’t be any surprise payments in your future if you pay on time.
Same-day money with SpeedFunds
Get your money fast — in as little as an hour after closing your loan — using your eligible bank-issued debit card.4
